Quick Overview
- 1#1: Tax1099 - Streamlines IRS e-filing of 1099 forms with bulk upload, recipient delivery, and TIN matching for small to medium businesses.
- 2#2: Track1099 - Offers unlimited 1099 filings, integrations with QuickBooks and Excel, and secure recipient portals for easy compliance.
- 3#3: TaxBandits - Provides end-to-end 1099 e-filing, corrections, extensions, and multi-form support with real-time IRS status updates.
- 4#4: Simple1099 - Enables quick preparation and e-filing of 1099s directly from QuickBooks or CSV files with affordable pricing tiers.
- 5#5: 1099fire - Facilitates bulk 1099-NEC and 1099-MISC e-filing with Excel import, TIN verification, and combined federal/state filing.
- 6#6: eFile4Biz - Handles 1099 forms, W-2s, and payroll tax filings with desktop software for high-volume users and error checking.
- 7#7: QuickBooks Online - Integrates 1099 tracking, vendor payment categorization, and e-filing through partnerships for accounting users.
- 8#8: Gusto - Automates 1099 filings for contractors alongside payroll processing, with compliance alerts for small businesses.
- 9#9: Xero - Tracks expenses and generates 1099 reports with e-filing export options for cloud-based accounting.
- 10#10: W-2/1099 Software by ARC - Supports contractor payment tracking and 1099 form generation within a contractor management platform.
We evaluated tools based on core functionality (bulk/individual filing, TIN matching, real-time status), integration capabilities (with accounting platforms), user-friendliness, and value, ensuring each solution meets the demands of modern tax management.
Comparison Table
This comparison table highlights leading 1099 software tools—such as Tax1099, Track1099, TaxBandits, Simple1099, and 1099fire—to simplify selecting the right solution. It outlines key features, usability, and practical details to help readers navigate options for efficient 1099 filing.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Tax1099 Streamlines IRS e-filing of 1099 forms with bulk upload, recipient delivery, and TIN matching for small to medium businesses. | specialized | 9.7/10 | 9.8/10 | 9.5/10 | 9.6/10 |
| 2 | Track1099 Offers unlimited 1099 filings, integrations with QuickBooks and Excel, and secure recipient portals for easy compliance. | specialized | 9.1/10 | 9.2/10 | 9.4/10 | 9.3/10 |
| 3 | TaxBandits Provides end-to-end 1099 e-filing, corrections, extensions, and multi-form support with real-time IRS status updates. | specialized | 8.6/10 | 8.7/10 | 8.5/10 | 8.2/10 |
| 4 | Simple1099 Enables quick preparation and e-filing of 1099s directly from QuickBooks or CSV files with affordable pricing tiers. | specialized | 8.2/10 | 7.8/10 | 9.0/10 | 9.2/10 |
| 5 | 1099fire Facilitates bulk 1099-NEC and 1099-MISC e-filing with Excel import, TIN verification, and combined federal/state filing. | specialized | 8.3/10 | 8.0/10 | 9.0/10 | 8.5/10 |
| 6 | eFile4Biz Handles 1099 forms, W-2s, and payroll tax filings with desktop software for high-volume users and error checking. | specialized | 7.4/10 | 7.2/10 | 8.1/10 | 7.0/10 |
| 7 | QuickBooks Online Integrates 1099 tracking, vendor payment categorization, and e-filing through partnerships for accounting users. | enterprise | 7.8/10 | 8.2/10 | 8.5/10 | 7.0/10 |
| 8 | Gusto Automates 1099 filings for contractors alongside payroll processing, with compliance alerts for small businesses. | enterprise | 8.1/10 | 8.4/10 | 9.2/10 | 7.5/10 |
| 9 | Xero Tracks expenses and generates 1099 reports with e-filing export options for cloud-based accounting. | enterprise | 7.4/10 | 7.2/10 | 8.5/10 | 6.8/10 |
| 10 | W-2/1099 Software by ARC Supports contractor payment tracking and 1099 form generation within a contractor management platform. | specialized | 7.6/10 | 8.1/10 | 7.0/10 | 7.5/10 |
Streamlines IRS e-filing of 1099 forms with bulk upload, recipient delivery, and TIN matching for small to medium businesses.
Offers unlimited 1099 filings, integrations with QuickBooks and Excel, and secure recipient portals for easy compliance.
Provides end-to-end 1099 e-filing, corrections, extensions, and multi-form support with real-time IRS status updates.
Enables quick preparation and e-filing of 1099s directly from QuickBooks or CSV files with affordable pricing tiers.
Facilitates bulk 1099-NEC and 1099-MISC e-filing with Excel import, TIN verification, and combined federal/state filing.
Handles 1099 forms, W-2s, and payroll tax filings with desktop software for high-volume users and error checking.
Integrates 1099 tracking, vendor payment categorization, and e-filing through partnerships for accounting users.
Automates 1099 filings for contractors alongside payroll processing, with compliance alerts for small businesses.
Tracks expenses and generates 1099 reports with e-filing export options for cloud-based accounting.
Supports contractor payment tracking and 1099 form generation within a contractor management platform.
Tax1099
specializedStreamlines IRS e-filing of 1099 forms with bulk upload, recipient delivery, and TIN matching for small to medium businesses.
Unlimited TIN matching service to verify payee information pre-filing, preventing costly IRS penalties.
Tax1099 (tax1099.com) is a premier IRS-authorized e-filing platform specializing in 1099 forms, enabling businesses to prepare, file, and distribute forms like 1099-NEC, 1099-MISC, 1099-INT, and more with full compliance. It offers bulk CSV uploads, seamless integrations with QuickBooks, Xero, and other accounting software, plus TIN matching to avoid penalties. The service provides electronic delivery to recipients or postal mailing, along with correction filing and state reporting capabilities.
Pros
- IRS-authorized e-filing with 100% acceptance guarantee and combined federal/state filing
- Unlimited free TIN matching and robust integrations with major accounting tools
- Flexible pay-per-form pricing with no annual subscription for low-volume users
Cons
- Customer support limited to business hours without 24/7 live chat
- No dedicated mobile app, relying on web interface
- Unlimited plans required for very high-volume filers to optimize costs
Best For
Small to mid-sized businesses, accountants, and enterprises needing reliable, scalable 1099 e-filing with strong compliance tools.
Pricing
Pay-per-form from $2.90 (1099-NEC) with volume discounts; unlimited sender plans start at $299/year.
Track1099
specializedOffers unlimited 1099 filings, integrations with QuickBooks and Excel, and secure recipient portals for easy compliance.
Unlimited corrections and amendments at no additional cost, even after filing
Track1099 is a cloud-based 1099 filing platform that simplifies the creation, e-filing, and distribution of IRS forms like 1099-NEC, 1099-MISC, 1099-INT, W-2s, and more for businesses of all sizes. It offers bulk data import from Excel/CSV, real-time TIN matching, combined federal/state e-filing, and flexible delivery options including email, print & mail, or secure online portals. With unlimited amendments and corrections included, it ensures compliance without extra fees, making it ideal for accountants and businesses handling contractor payments.
Pros
- Highly intuitive interface with drag-and-drop bulk uploads and mobile accessibility
- Unlimited free corrections, amendments, and reprints regardless of plan
- Comprehensive TIN matching and state e-filing support with fast turnaround
Cons
- Limited native integrations with accounting software like QuickBooks (requires CSV export)
- Customer support mainly email/ticket-based, no live chat or phone for basic plans
- No free unlimited plan; pay-per-form can add up for very high volumes
Best For
Small to mid-sized businesses, freelancers, and accounting firms processing 10-5,000+ 1099 forms annually who prioritize ease and cost efficiency.
Pricing
Pay-per-form from $2.90 (1-10 forms) down to $0.49 (50,000+), unlimited annual plans starting at $199, with first 5 forms free.
TaxBandits
specializedProvides end-to-end 1099 e-filing, corrections, extensions, and multi-form support with real-time IRS status updates.
Built-in TIN Matching service that checks recipient SSNs/EINs against IRS databases during filing to prevent rejections and penalties.
TaxBandits is an IRS-authorized e-filing platform specializing in tax forms like 1099s, W-2s, 1099-NEC/MISC, and ACA forms for businesses and tax professionals. It streamlines preparation, electronic filing with the IRS or SSA, and delivery of recipient copies via email, secure portal, print, or USPS mail. Key capabilities include bulk CSV uploads, TIN matching for validation, and handling of corrections or amendments to ensure compliance.
Pros
- Robust TIN matching to verify recipient data and avoid penalties
- Flexible recipient delivery options including email, portal, and physical mail
- Supports bulk uploads and multiple form types for efficient processing
Cons
- Pay-per-form pricing scales up quickly for high-volume filers
- Limited native integrations with major accounting software
- User interface is functional but lacks modern polish
Best For
Small to mid-sized businesses and accountants handling moderate 1099 volumes who need reliable compliance and delivery without complex accounting integrations.
Pricing
Pay-per-form: $2.90 per 1099-NEC/MISC (drops with volume); $5.40 for 1099-INT/DIV; extra fees for mailing ($2-4 per form) and TIN matching ($0.45 each).
Simple1099
specializedEnables quick preparation and e-filing of 1099s directly from QuickBooks or CSV files with affordable pricing tiers.
Pay-as-you-go pricing with unlimited recipients and companies per account, no annual fees.
Simple1099 is a web-based platform specialized in preparing, e-filing, printing, and mailing IRS 1099 forms such as 1099-NEC, 1099-MISC, 1099-INT, and others. It offers data import from QuickBooks, Excel, CSV, and accounting software, along with TIN matching and correction filing capabilities. The service handles IRS FIRE system transmission directly or via their approved transmitter, making it suitable for businesses without their own Transmitter Control Code.
Pros
- Affordable pay-per-form pricing with no subscriptions or minimums
- Intuitive web interface with quick data import from Excel and QuickBooks
- Reliable e-filing, printing, and mailing services included
Cons
- Limited to 1099 forms only (no W-2 or other tax forms)
- Lacks advanced integrations like API or robust accounting software syncing beyond basics
- Customer support mainly via email with limited live chat options
Best For
Small businesses and accountants handling moderate volumes of 1099s seasonally without needing enterprise-level features.
Pricing
Pay-per-form model starting at $2.90-$4.95 per e-file (volume discounts apply), plus optional print & mail at $3-$5 extra per form.
1099fire
specializedFacilitates bulk 1099-NEC and 1099-MISC e-filing with Excel import, TIN verification, and combined federal/state filing.
Combined federal and state e-filing in a single submission, saving time on multi-jurisdiction requirements
1099fire is a cloud-based platform specializing in the creation, e-filing, and distribution of IRS 1099 forms such as 1099-NEC, 1099-MISC, 1099-INT, and others for businesses reporting non-employee compensation. It supports bulk uploads via CSV, TIN matching to avoid penalties, and automated delivery of recipient copies via email or USPS mail. The service handles both federal and select state filings in a streamlined process, making it suitable for tax season compliance.
Pros
- Affordable pay-as-you-go pricing with no subscription required
- Quick e-filing with TIN matching to prevent penalties
- Simple interface with bulk CSV import for efficiency
Cons
- Limited integrations with accounting software like QuickBooks
- Basic reporting and analytics compared to enterprise tools
- State filing support not available for all jurisdictions
Best For
Small to medium businesses with 50-500 1099 forms annually seeking a simple, low-commitment filing solution.
Pricing
Pay-as-you-go at $2.99 per form (drops to $1.99 for 500+); annual plans from $199 for 100 forms up to $999 for unlimited.
eFile4Biz
specializedHandles 1099 forms, W-2s, and payroll tax filings with desktop software for high-volume users and error checking.
One-click combined federal and multi-state e-filing, streamlining compliance across jurisdictions
eFile4Biz is a web-based platform specializing in the preparation, printing, mailing, and e-filing of IRS information returns like 1099-MISC, 1099-NEC, W-2s, 1098s, and more for businesses. It supports data imports from QuickBooks, Excel, and CSV files, TIN matching to avoid penalties, and handles corrections or amendments efficiently. The service ensures FIRE system compliance for secure electronic submissions to federal and state agencies.
Pros
- Straightforward web interface with no software download required
- Supports bulk imports and TIN matching at no extra cost
- Flexible pay-per-form pricing ideal for low-volume users
- Reliable e-filing acceptance rates with IRS FIRE approval
Cons
- Per-form pricing escalates quickly for high-volume filers
- Limited integrations beyond basic QuickBooks/Excel support
- Basic reporting and analytics compared to full accounting suites
- Mailing services add extra fees
Best For
Small businesses or accountants handling moderate volumes of 1099 forms annually who prioritize simple e-filing over advanced accounting features.
Pricing
Pay-per-form from $2.90 per 1099 (includes e-file); subscriptions start at $99/year for unlimited W-2s or volume bundles with discounts.
QuickBooks Online
enterpriseIntegrates 1099 tracking, vendor payment categorization, and e-filing through partnerships for accounting users.
One-click IRS e-filing of 1099 forms using pre-tracked accounting data
QuickBooks Online is a cloud-based accounting software that includes 1099 contractor management tools for tracking payments to independent contractors and vendors. It enables users to categorize transactions, generate 1099-NEC and 1099-MISC forms, and e-file them directly with the IRS. While not a standalone 1099 solution, it integrates seamlessly with full accounting workflows for small businesses handling contractor payments alongside bookkeeping.
Pros
- Seamless integration with existing QuickBooks accounting data for accurate 1099 tracking
- Direct IRS e-filing for 1099-NEC and 1099-MISC forms
- Automated vendor payment categorization and reporting
Cons
- 1099 features locked behind higher-tier plans (Plus or Advanced)
- Overkill and more expensive for users needing only 1099 functionality
- Additional e-filing fees per form beyond subscription cost
Best For
Small businesses already using QuickBooks Online for accounting who want integrated 1099 compliance without switching tools.
Pricing
Plans start at $30/month (Simple Start); 1099 e-filing requires Plus ($90/month) or higher, plus $15-$20 per form e-filing fee.
Gusto
enterpriseAutomates 1099 filings for contractors alongside payroll processing, with compliance alerts for small businesses.
Automatic 1099 e-filing directly with the IRS, fully integrated with payroll processing
Gusto is an all-in-one payroll and HR platform that supports 1099 contractor management alongside W-2 employees. It enables easy onboarding of contractors, direct payments via ACH or check, expense reimbursements, and automatic generation and e-filing of 1099-NEC and 1099-MISC forms with the IRS. While powerful for mixed workforces, its 1099 tools are integrated into a broader payroll system rather than standalone.
Pros
- Seamless contractor payments and onboarding integrated with payroll
- Automatic 1099 form generation and IRS e-filing
- User-friendly interface with mobile app support
Cons
- Higher pricing for contractor-only users compared to dedicated 1099 tools
- Overkill and more expensive if no W-2 employees are needed
- Limited advanced contractor-specific reporting or time-tracking depth
Best For
Small businesses managing both W-2 employees and 1099 contractors who want a unified payroll and compliance solution.
Pricing
Contractor Only: $35/month base + $6 per active contractor/month; Full plans start at $40/month + $6 per person/month.
Xero
enterpriseTracks expenses and generates 1099 reports with e-filing export options for cloud-based accounting.
Integrated contractor hub where 1099 recipients can log in to submit and track their own bills and expenses
Xero is a comprehensive cloud-based accounting software that includes 1099 filing features for tracking payments to independent contractors and vendors. It enables users to categorize expenses, manage contractor profiles, generate 1099-NEC and 1099-MISC forms, and e-file directly with the IRS. While not a standalone 1099 solution, it integrates seamlessly with broader bookkeeping, invoicing, and payroll functionalities for small businesses.
Pros
- Seamless integration with full accounting suite for end-to-end financial management
- Contractor self-service portal for expense submissions and tracking
- Direct IRS e-filing for 1099 forms with automatic thresholds detection
Cons
- Overkill and more expensive for users needing only 1099 functionality
- 1099 features locked behind higher-tier plans
- Limited customization compared to dedicated 1099 software
Best For
Small to medium businesses already using Xero for accounting who need integrated 1099 compliance without switching platforms.
Pricing
Starts at $15/user/month (Early plan); 1099 features require Growing ($42/month) or higher plans; annual discounts available.
W-2/1099 Software by ARC
specializedSupports contractor payment tracking and 1099 form generation within a contractor management platform.
100% e-file acceptance guarantee with free resubmission support
ARC's W-2/1099 Software is a desktop-based solution for preparing, printing, and e-filing W-2 wage statements and 1099 information returns directly to the IRS and SSA. It supports data imports from popular accounting software like QuickBooks and Excel, printing on pre-printed forms or plain paper with MICR checks, and handling corrections or state filings. Primarily aimed at small to mid-sized businesses managing tax form compliance in-house.
Pros
- Reliable 100% IRS/SSA e-file acceptance guarantee
- Strong import support from QuickBooks, Excel, and payroll systems
- Cost-effective for low to moderate volumes with plain paper printing
Cons
- Desktop-only (no cloud or mobile access)
- Dated interface with moderate learning curve
- Limited advanced integrations compared to cloud competitors
Best For
Small businesses and accountants handling 10-500 1099 forms annually who prefer offline software.
Pricing
Starts at $195 for up to 20 forms; unlimited plans from $495/year; per-form pricing available.
Conclusion
Evaluating the top 1099 software reveals Tax1099 as the leading choice, streamlining IRS e-filing with bulk upload, recipient delivery, and TIN matching for small to medium businesses. Track1099 and TaxBandits stand as strong alternatives, offering unlimited filings and end-to-end support respectively, to meet varied compliance needs. Each tool delivers unique value, ensuring businesses find the perfect fit based on their specific workflow requirements.
Take the first step toward seamless 1099 management—try Tax1099 today to simplify filings and stay compliant with ease.
Tools Reviewed
All tools were independently evaluated for this comparison