Quick Overview
- 1#1: Tax1099 - Cloud-based IRS-approved platform for bulk e-filing of 1099 forms with recipient management and TIN matching.
- 2#2: Track1099 - User-friendly online service for preparing, printing, and e-filing 1099 forms with QuickBooks integration.
- 3#3: TaxBandits - Secure e-filing solution for 1099s and other tax forms with bulk upload, email delivery, and state filing support.
- 4#4: Express1099 - Affordable, IRS-authorized software for fast e-filing and mailing of 1099 forms with Excel import.
- 5#5: 1099FIRE - Online tool for importing data from accounting software and e-filing 1099 forms directly with the IRS.
- 6#6: FD1099 - Desktop application for creating, printing, and e-filing 1099 forms with database management features.
- 7#7: eFile4Biz - Electronic filing service for 1099 information returns with support for corrections and state requirements.
- 8#8: QuickBooks Online - Comprehensive accounting software with built-in 1099 tracking and e-filing via Intuit's TFX service.
- 9#9: Gusto - Payroll platform that automatically generates, files, and distributes 1099-NEC forms for contractors.
- 10#10: Xero - Cloud accounting system with 1099 contractor tracking and integrations for seamless e-filing.
Our ranking focused on key factors: IRS approval and e-filing validity, integration with common accounting/payroll systems, user experience, feature set (including bulk processing, recipient management, and state support), and overall value. Tools were evaluated for their ability to streamline 1099 tasks, reduce administrative burdens, and deliver reliable compliance outcomes.
Comparison Table
Explore the landscape of 1099 form software with our comparison table, showcasing tools like Tax1099, Track1099, TaxBandits, Express1099, 1099FIRE, and more. This guide simplifies decision-making by highlighting key features, usability, and compliance support to help readers find the right fit for their needs.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Tax1099 Cloud-based IRS-approved platform for bulk e-filing of 1099 forms with recipient management and TIN matching. | specialized | 9.6/10 | 9.8/10 | 9.4/10 | 9.5/10 |
| 2 | Track1099 User-friendly online service for preparing, printing, and e-filing 1099 forms with QuickBooks integration. | specialized | 9.2/10 | 9.5/10 | 9.0/10 | 9.3/10 |
| 3 | TaxBandits Secure e-filing solution for 1099s and other tax forms with bulk upload, email delivery, and state filing support. | specialized | 8.7/10 | 9.0/10 | 8.8/10 | 8.5/10 |
| 4 | Express1099 Affordable, IRS-authorized software for fast e-filing and mailing of 1099 forms with Excel import. | specialized | 8.4/10 | 8.3/10 | 8.8/10 | 7.9/10 |
| 5 | 1099FIRE Online tool for importing data from accounting software and e-filing 1099 forms directly with the IRS. | specialized | 8.1/10 | 8.4/10 | 7.6/10 | 8.8/10 |
| 6 | FD1099 Desktop application for creating, printing, and e-filing 1099 forms with database management features. | specialized | 7.6/10 | 8.1/10 | 7.2/10 | 9.2/10 |
| 7 | eFile4Biz Electronic filing service for 1099 information returns with support for corrections and state requirements. | specialized | 7.6/10 | 7.8/10 | 7.4/10 | 8.5/10 |
| 8 | QuickBooks Online Comprehensive accounting software with built-in 1099 tracking and e-filing via Intuit's TFX service. | enterprise | 7.8/10 | 8.2/10 | 8.5/10 | 6.8/10 |
| 9 | Gusto Payroll platform that automatically generates, files, and distributes 1099-NEC forms for contractors. | enterprise | 8.1/10 | 8.4/10 | 9.2/10 | 7.0/10 |
| 10 | Xero Cloud accounting system with 1099 contractor tracking and integrations for seamless e-filing. | enterprise | 6.8/10 | 6.2/10 | 8.4/10 | 5.9/10 |
Cloud-based IRS-approved platform for bulk e-filing of 1099 forms with recipient management and TIN matching.
User-friendly online service for preparing, printing, and e-filing 1099 forms with QuickBooks integration.
Secure e-filing solution for 1099s and other tax forms with bulk upload, email delivery, and state filing support.
Affordable, IRS-authorized software for fast e-filing and mailing of 1099 forms with Excel import.
Online tool for importing data from accounting software and e-filing 1099 forms directly with the IRS.
Desktop application for creating, printing, and e-filing 1099 forms with database management features.
Electronic filing service for 1099 information returns with support for corrections and state requirements.
Comprehensive accounting software with built-in 1099 tracking and e-filing via Intuit's TFX service.
Payroll platform that automatically generates, files, and distributes 1099-NEC forms for contractors.
Cloud accounting system with 1099 contractor tracking and integrations for seamless e-filing.
Tax1099
specializedCloud-based IRS-approved platform for bulk e-filing of 1099 forms with recipient management and TIN matching.
Unlimited recipients with no account limits or subscriptions, allowing scalable filing for any business size.
Tax1099 (tax1099.com) is an IRS-authorized e-filing platform specializing in 1099 forms like 1099-NEC, 1099-MISC, and others, enabling businesses to submit federal and state filings electronically with ease. It provides TIN matching, recipient copy mailing or online delivery, and seamless integrations with QuickBooks, Xero, and other accounting software. The service supports unlimited recipients on a pay-as-you-go basis, ensuring compliance without long-term commitments.
Pros
- IRS-authorized e-filing with TIN matching and combined federal/state options
- Unlimited recipients and integrations with major accounting tools like QuickBooks
- Flexible pay-as-you-go pricing with reliable recipient delivery services
Cons
- Per-form pricing can accumulate for very high-volume filers
- Interface may require initial setup time for first-time users
- Primarily focused on US tax forms, limited international support
Best For
Small to medium businesses, accountants, and enterprises seeking efficient, compliant 1099 e-filing without subscription lock-ins.
Pricing
Pay-as-you-go from $0.45 per federal 1099 e-file; extras include $0.65 for TIN matching, $3.95+ for mailing, and state fees vary.
Track1099
specializedUser-friendly online service for preparing, printing, and e-filing 1099 forms with QuickBooks integration.
Built-in IRS-approved e-filing with automatic TIN validation and unlimited free corrections/amendments
Track1099 is a cloud-based 1099 filing software that streamlines the process of creating, e-filing, and distributing 1099 forms like NEC, MISC, INT, and more to the IRS and recipients. It supports bulk data imports from Excel, CSV, QuickBooks, and Xero, along with TIN matching to ensure compliance. The platform handles state filings, corrections, and secure recipient delivery via email or postal mail, making tax season efficient for businesses.
Pros
- Affordable pay-per-form or subscription pricing with no hidden fees
- Comprehensive support for all major 1099 forms plus TIN matching and state e-filing
- Seamless data import from accounting software and unlimited corrections
Cons
- No dedicated mobile app for on-the-go access
- Customer support primarily email-based without live chat
- Free trial limited to 5 forms
Best For
Small to mid-sized businesses and accountants managing 50-5,000+ 1099 recipients annually without needing full accounting suite integration.
Pricing
Pay-per-form at $2.90-$3.90 or annual plans from $49 (Starter, up to 100 recipients) to $299+ (Enterprise, unlimited).
TaxBandits
specializedSecure e-filing solution for 1099s and other tax forms with bulk upload, email delivery, and state filing support.
Unlimited free amendments and corrections post-filing
TaxBandits is a cloud-based e-filing platform designed for businesses to prepare, file, and distribute 1099 forms (including NEC, MISC, INT, DIV, and more) with the IRS and states. It supports bulk uploads via CSV, TIN matching to avoid penalties, and recipient delivery via email, online access, or USPS mail. The service ensures compliance with secure encryption and offers unlimited amendments at no extra cost.
Pros
- Comprehensive support for all major 1099 forms with bulk upload and TIN matching
- Unlimited free amendments and corrections
- Reliable e-delivery and optional print/mail services
Cons
- Per-form pricing can become expensive for very high volumes
- Limited native integrations with accounting software
- No free trial for actual filing (demo account only)
Best For
Small to medium-sized businesses and accountants handling moderate volumes of 1099 filings who prioritize compliance and ease over deep integrations.
Pricing
Pay-per-form model starting at $2.90 for 1099 e-file + email (plus IRS fees ~$0.65-$3.75); print/mail from $5.95; volume discounts available.
Express1099
specializedAffordable, IRS-authorized software for fast e-filing and mailing of 1099 forms with Excel import.
Integrated TIN Matching service that verifies recipient TINs directly with the IRS to prevent rejections and ensure compliance.
Express1099 is a cloud-based platform specializing in the preparation, printing, and e-filing of 1099 forms (such as NEC, MISC, INT) and W-2s directly with the IRS. It supports easy data import from QuickBooks, Excel, CSV, and accounting software, allowing users to handle bulk filings efficiently. The service also offers recipient mailing, TIN matching, and corrections, making it suitable for businesses streamlining year-end tax reporting.
Pros
- Seamless data import from QuickBooks, Excel, and CSV files
- Reliable IRS e-filing with 100% acceptance guarantee and TIN matching
- Convenient options for printing forms and mailing recipient copies
Cons
- Per-form pricing model can become expensive for high-volume filers
- Limited advanced reporting and analytics features
- Customer support primarily available during tax season
Best For
Small to medium-sized businesses and accountants who need straightforward 1099 filing with strong QuickBooks integration and moderate recipient volumes.
Pricing
Pay-per-form starting at $2.49 for 1099-NEC/MISC (volume discounts available), $1.49 for W-2s; bundles and subscriptions for higher volumes.
1099FIRE
specializedOnline tool for importing data from accounting software and e-filing 1099 forms directly with the IRS.
Native support for IRS FIRE electronic filing protocol with built-in error checking and transmission tracking
1099FIRE is a Windows-based desktop software solution from CPS Software designed specifically for preparing, printing, and e-filing IRS 1099 forms and other information returns via the FIRE system. It supports a wide array of forms including 1099-NEC, 1099-MISC, 1099-INT, 1099-DIV, and 1099-K, with features for bulk data import from Excel or CSV files and generating recipient copies. The tool ensures IRS compliance, handles corrections and extensions, and offers state e-filing for select states, making it reliable for annual tax reporting.
Pros
- Direct e-filing to IRS FIRE system with proven reliability over 20+ years
- Bulk import from spreadsheets for efficient handling of multiple forms
- Affordable one-time purchase with no per-form fees or subscriptions
Cons
- Windows-only desktop app with a dated, non-intuitive interface
- Limited modern integrations like QuickBooks or API access
- No cloud storage or mobile support for on-the-go access
Best For
Small businesses and accountants with moderate 1099 volumes who need a cost-effective, no-frills desktop tool for IRS-compliant e-filing.
Pricing
$49 for basic single-form version; $99-$149 for Pro/Enterprise with unlimited forms and advanced features (one-time purchase with free annual updates).
FD1099
specializedDesktop application for creating, printing, and e-filing 1099 forms with database management features.
Unlimited recipient e-filing for just $99.95 in the Pro plan
FD1099 is a Windows-based desktop software for preparing, printing, and e-filing IRS information returns like 1099-MISC, 1099-NEC, 1099-INT, W-2, and 1098 forms. It supports direct electronic submission to the IRS and SSA FIRE systems, TIN matching, corrections, and bulk recipient imports via CSV or Excel. The tool caters to businesses and tax pros with tiered plans for varying volumes, emphasizing affordability and compliance.
Pros
- Highly affordable pricing with unlimited recipients in Pro plan
- Comprehensive support for multiple 1099, W-2, and 1098 form types
- Direct e-filing with IRS/SSA and TIN matching for accuracy
Cons
- Desktop-only for Windows, no cloud or Mac support
- Interface feels dated with a moderate learning curve
- Limited integrations and customer support beyond email
Best For
Small businesses and solo tax preparers seeking a budget-friendly desktop tool for annual 1099 e-filing.
Pricing
Basic ($49.95 for up to 5 recipients), Pro ($99.95 unlimited recipients), Enterprise (custom for accountants with multi-client support).
eFile4Biz
specializedElectronic filing service for 1099 information returns with support for corrections and state requirements.
Unlimited TIN matching included in base pricing to prevent penalties without extra fees
eFile4Biz is a web-based platform specializing in electronic filing of 1099 forms (including 1099-NEC, 1099-MISC, 1099-INT), W-2s, and related tax documents directly with the IRS and state agencies. It supports data import from CSV/Excel files, TIN matching to avoid penalties, combined federal/state filing, and optional printing/mailing of recipient copies. The service is geared toward small to medium-sized businesses and accountants handling independent contractor payments with a pay-as-you-go model.
Pros
- Affordable pay-per-form pricing with volume discounts
- Supports bulk uploads via CSV/Excel and TIN matching
- Reliable IRS-approved e-filing with combined federal/state options
Cons
- Dated web interface lacks modern polish
- No native integrations with major accounting software like QuickBooks
- Customer support primarily email-based with limited live chat
Best For
Small businesses and solo accountants seeking cost-effective, straightforward 1099 e-filing without ongoing subscriptions.
Pricing
Pay-per-form starting at $0.99 for 1099s (volume discounts to $0.49); TIN matching $0.12-$0.25 per check; mailing extra $2-$4 per form.
QuickBooks Online
enterpriseComprehensive accounting software with built-in 1099 tracking and e-filing via Intuit's TFX service.
Automatic 1099 preparation from real-time vendor payment tracking and one-click IRS e-filing
QuickBooks Online is a cloud-based accounting software that includes built-in tools for preparing and e-filing 1099-NEC and 1099-MISC forms directly from tracked vendor payments. It automates the identification of 1099-eligible vendors, categorizes expenses, generates forms, and supports bulk uploads for efficient compliance. While powerful for businesses with integrated accounting needs, it's more of a general accounting solution with 1099 capabilities rather than a standalone 1099 tool.
Pros
- Seamless integration with accounting data for automatic 1099 vendor tracking
- Direct e-filing to IRS with no third-party needed
- Supports unlimited recipients and multiple form types
Cons
- Expensive subscription required even for basic 1099 use
- Overkill and steep learning curve for users not needing full accounting
- Limited standalone 1099 customization compared to specialized tools
Best For
Small to medium businesses already using QuickBooks for accounting who want integrated 1099 compliance.
Pricing
Starts at $30/month (Simple Start, no 1099 e-file); full 1099 features in Plus ($90/month) or Advanced ($200/month) plans.
Gusto
enterprisePayroll platform that automatically generates, files, and distributes 1099-NEC forms for contractors.
Automatic 1099 tracking from contractor payments processed within Gusto's payroll system
Gusto is a full-service payroll and HR platform that includes 1099 contractor management, allowing businesses to track payments, generate 1099-NEC and 1099-MISC forms, and e-file with the IRS and states. It automatically categorizes contractor payments made through the platform and sends recipient copies via mail or email. While powerful for integrated payroll users, it's less ideal as a standalone 1099 solution.
Pros
- Seamless integration with payroll for automatic payment tracking
- E-filing with IRS and most states, plus recipient delivery
- User-friendly interface with contractor onboarding tools
Cons
- Requires full payroll subscription, overkill for 1099-only needs
- Additional $5-6 fee per 1099 form filed
- Limited import options for external payments
Best For
Small to medium businesses already using Gusto payroll who need integrated 1099 filing for contractors.
Pricing
Payroll plans start at $40/month + $6/person (Simple); 1099 filing adds $5-6 per form, no standalone 1099 pricing.
Xero
enterpriseCloud accounting system with 1099 contractor tracking and integrations for seamless e-filing.
Automatic payment tracking and categorization from bank reconciliations to simplify 1099 eligibility identification
Xero is a comprehensive cloud-based accounting software that includes 1099 form generation and e-filing capabilities for US businesses managing independent contractors. It tracks vendor payments, categorizes expenses eligible for 1099 reporting, and supports creating 1099-MISC and 1099-NEC forms directly within the platform. While integrated into its full accounting suite, it requires proper setup to classify contractors and payments accurately for compliance.
Pros
- Seamless integration with overall accounting and bank feeds for accurate payment tracking
- Direct e-filing of 1099 forms to IRS with recipient copy delivery
- User-friendly interface with mobile app support for on-the-go management
Cons
- Limited advanced 1099-specific features compared to dedicated tools like bulk corrections or multi-state handling
- 1099 functionality locked behind mid-to-higher pricing tiers or payroll add-ons
- Steep learning curve for non-accountants to set up contractor tracking properly
Best For
Small businesses already using Xero for accounting who occasionally need to file 1099s without switching software.
Pricing
Starts at $20/month (Early plan billed annually); 1099 features require Growing ($37/month) or higher plans, plus potential payroll add-on fees.
Conclusion
Navigating 1099 form software requires considering features like IRS approval, integration, and scalability, with Tax1099 leading as the top choice due to its comprehensive cloud-based platform and efficient bulk e-filing tools. Track1099 follows strongly with its user-friendly design and QuickBooks integration, ideal for those prioritizing simplicity, while TaxBandits impresses with secure e-filing and state support, suiting businesses needing wide-ranging compliance. Each top tool simplifies the process, ensuring accuracy and ease, with the best pick depending on specific operational needs.
Don’t let 1099 filing become a burden—try Tax1099 to unlock its robust features and experience seamless, efficient compliance.
Tools Reviewed
All tools were independently evaluated for this comparison