GITNUXREPORT 2025

Atm Usage Statistics

Global ATM usage exceeds 60 billion transactions, driven by contactless growth.

Jannik Linder

Co-Founder of Gitnux, specialized in content and tech since 2016.

First published: April 29, 2025

Our Commitment to Accuracy

Rigorous fact-checking • Reputable sources • Regular updatesLearn more

Statistic 1

The elderly population in countries like Japan shows higher ATM usage rates compared to other age groups, with over 70% of seniors using ATMs regularly

Statistic 2

There were approximately 3.4 million ATMs worldwide in 2022

Statistic 3

The United States alone accounts for over 60% of the world's ATMs

Statistic 4

In India, over 300,000 new ATMs were installed between 2020 and 2022

Statistic 5

In 2022, there were about 1.8 million ATMs in Europe

Statistic 6

In China, over 450,000 ATMs were operational by 2023, a significant increase from previous years

Statistic 7

The average number of ATMs per 100,000 adults in South Korea is approximately 515, one of the highest globally

Statistic 8

ATM penetration rate in Latin America reached 45% of the adult population in 2023

Statistic 9

Self-service ATMs constitute about 65% of all ATMs worldwide

Statistic 10

The global ATM cash inventory is estimated at around $10 billion at any given time

Statistic 11

The average downtime for ATM maintenance globally is approximately 10 hours per year

Statistic 12

The average number of new ATMs installed annually globally is approximately 200,000

Statistic 13

ATMs are increasingly being placed in convenience stores, with approximately 75% of new installations in retail outlets in 2023

Statistic 14

ATM fraud costs globally are projected to reach over $21 billion annually by 2025

Statistic 15

ATM fraud and skimming incidents declined by approximately 15% in North America from 2021 to 2022

Statistic 16

The average lifespan of an ATM machine is around 7 to 10 years

Statistic 17

The percentage of contactless-enabled ATMs worldwide increased from 30% in 2020 to over 70% in 2023

Statistic 18

In 2023, the number of ATMs equipped with biometric authentication increased by 45% globally

Statistic 19

The adoption of newer, more secure ATM machines increased deposit and withdrawal efficiency by 30% in 2023

Statistic 20

In 2023, over 90% of ATMs worldwide supported at least one form of contactless transaction

Statistic 21

In 2023, the number of ATM transactions in the US exceeded 60 billion

Statistic 22

The average number of ATM transactions per year per machine is roughly 50,000

Statistic 23

Approximately 60% of consumers prefer using ATMs over bank tellers for cash withdrawals

Statistic 24

Contactless ATM withdrawals increased by 80% globally in 2022

Statistic 25

The average withdrawal amount from an ATM in North America is around $60

Statistic 26

Approximately 25% of cash withdraws globally occur via ATMs

Statistic 27

The average ATM usage per person per year in Canada is about 20 transactions

Statistic 28

In Africa, ATM usage rose by 25% in 2023 due to increased banking infrastructure

Statistic 29

The most common transaction at ATMs worldwide is cash withdrawal, accounting for over 85% of all transactions

Statistic 30

Cash withdrawals at ATMs account for roughly 35% of total cash payments in the UK

Statistic 31

Mobile banking apps contributed to a 15% decrease in ATM transactions in the US in 2022

Statistic 32

ATM usage during weekends accounts for approximately 40% of weekly transactions in Australia

Statistic 33

ATM cash replenishment costs vary between $0.10 and $0.25 per withdrawal, depending on location

Statistic 34

ATM transactions requiring PIN verification account for roughly 80% of total ATM activity

Statistic 35

With the rise of digital wallets, ATM withdrawals in Europe decreased by 18% in 2022

Statistic 36

The global ATM transaction value is projected to surpass $1 trillion annually by 2025

Statistic 37

In 2023, the highest volume of ATM transactions occurred in December due to holiday shopping

Statistic 38

Approximately 30% of cash withdrawn from ATMs is used for paying bills or utilities

Statistic 39

In the Philippines, ATM usage increased by 20% from 2021 to 2022, indicating growing reliance on cash machines

Statistic 40

The number of cashless ATM transactions via mobile wallets grew by 100% globally during 2022

Statistic 41

Usage of ATMs in urban areas is about twice as high as in rural regions in most countries

Statistic 42

Approximately 10% of total ATM transactions are performed via bank cards linked to digital banking services

Statistic 43

The use of ATMs for depositing checks has grown by 25% over the past three years

Statistic 44

Mobile payment integration has led to a 12% reduction in ATM cash withdrawals in urban regions of Japan

Statistic 45

About 35% of ATM transactions involve cash deposits rather than withdrawals, particularly in retail environments

Statistic 46

The peak hours for ATM usage are typically between 10 AM and 2 PM, accounting for about 40% of daily transactions

Statistic 47

The global number of ATM transactions during holiday seasons can surge by up to 50% compared to regular months

Statistic 48

ATM usage in banking-infrastructure poorer regions has helped increase financial inclusion by 20% over the past five years

Statistic 49

The most common denominations dispensed by ATMs globally are $20 and $50 bills, accounting for over 70% of cash dispensed

Slide 1 of 49

Sources

Our Reports have been cited by:

Trust Badges - Publications that have cited our reports

Key Highlights

There were approximately 3.4 million ATMs worldwide in 2022
The United States alone accounts for over 60% of the world's ATMs
In 2023, the number of ATM transactions in the US exceeded 60 billion
The average number of ATM transactions per year per machine is roughly 50,000
Approximately 60% of consumers prefer using ATMs over bank tellers for cash withdrawals
Contactless ATM withdrawals increased by 80% globally in 2022
The average withdrawal amount from an ATM in North America is around $60
In India, over 300,000 new ATMs were installed between 2020 and 2022
Approximately 25% of cash withdraws globally occur via ATMs
The average ATM usage per person per year in Canada is about 20 transactions
In Africa, ATM usage rose by 25% in 2023 due to increased banking infrastructure
The most common transaction at ATMs worldwide is cash withdrawal, accounting for over 85% of all transactions
ATM fraud costs globally are projected to reach over $21 billion annually by 2025

With over 3.4 million ATMs worldwide and more than 60 billion transactions annually in the U.S. alone, ATM usage is not only a testament to cash’s continuing relevance but also a rapidly evolving landscape driven by contactless innovations, increased global deployment, and shifting consumer preferences.

Demographic Trends and Consumer Preferences

The elderly population in countries like Japan shows higher ATM usage rates compared to other age groups, with over 70% of seniors using ATMs regularly

Demographic Trends and Consumer Preferences Interpretation

Despite their reputation for technophobia, Japan’s elderly are proving they’ve mastered the art of modern banking—pushing ATM usage rates above 70%—a testament to their adaptability in aging gracefully into digital finance.

Global Market and Regional Data

There were approximately 3.4 million ATMs worldwide in 2022
The United States alone accounts for over 60% of the world's ATMs
In India, over 300,000 new ATMs were installed between 2020 and 2022
In 2022, there were about 1.8 million ATMs in Europe
In China, over 450,000 ATMs were operational by 2023, a significant increase from previous years
The average number of ATMs per 100,000 adults in South Korea is approximately 515, one of the highest globally
ATM penetration rate in Latin America reached 45% of the adult population in 2023
Self-service ATMs constitute about 65% of all ATMs worldwide
The global ATM cash inventory is estimated at around $10 billion at any given time
The average downtime for ATM maintenance globally is approximately 10 hours per year
The average number of new ATMs installed annually globally is approximately 200,000
ATMs are increasingly being placed in convenience stores, with approximately 75% of new installations in retail outlets in 2023

Global Market and Regional Data Interpretation

With over 3.4 million ATMs worldwide—dominated by the U.S. and rapidly expanding in nations like India and China—it's clear that as cash continues to flow digitally and physically, ATMs remain the silent, ubiquitous backbone of global cash access, handling $10 billion in cash at any moment, while most operate autonomously for about 10 hours annually, and an impressive 75% now find a cozy spot in convenience stores.

Security, Fraud, and Operational Challenges

ATM fraud costs globally are projected to reach over $21 billion annually by 2025
ATM fraud and skimming incidents declined by approximately 15% in North America from 2021 to 2022

Security, Fraud, and Operational Challenges Interpretation

While North America’s recent 15% dip in ATM fraud and skimming offers a glimmer of hope, the booming global cost—forecasted to surpass $21 billion annually by 2025—reminds us that the battle against ATM theft is far from over and demands continued vigilance.

Technology Adoption and Features

The average lifespan of an ATM machine is around 7 to 10 years
The percentage of contactless-enabled ATMs worldwide increased from 30% in 2020 to over 70% in 2023
In 2023, the number of ATMs equipped with biometric authentication increased by 45% globally
The adoption of newer, more secure ATM machines increased deposit and withdrawal efficiency by 30% in 2023
In 2023, over 90% of ATMs worldwide supported at least one form of contactless transaction

Technology Adoption and Features Interpretation

As ATMs evolve from sturdy old-timers to high-tech security hubs boasting contactless and biometric features, their increasing sophistication not only speeds up our banking routines but also signals a future where cash access is as effortless and secure as a swipe and a glance.

Transaction and Usage Statistics

In 2023, the number of ATM transactions in the US exceeded 60 billion
The average number of ATM transactions per year per machine is roughly 50,000
Approximately 60% of consumers prefer using ATMs over bank tellers for cash withdrawals
Contactless ATM withdrawals increased by 80% globally in 2022
The average withdrawal amount from an ATM in North America is around $60
Approximately 25% of cash withdraws globally occur via ATMs
The average ATM usage per person per year in Canada is about 20 transactions
In Africa, ATM usage rose by 25% in 2023 due to increased banking infrastructure
The most common transaction at ATMs worldwide is cash withdrawal, accounting for over 85% of all transactions
Cash withdrawals at ATMs account for roughly 35% of total cash payments in the UK
Mobile banking apps contributed to a 15% decrease in ATM transactions in the US in 2022
ATM usage during weekends accounts for approximately 40% of weekly transactions in Australia
ATM cash replenishment costs vary between $0.10 and $0.25 per withdrawal, depending on location
ATM transactions requiring PIN verification account for roughly 80% of total ATM activity
With the rise of digital wallets, ATM withdrawals in Europe decreased by 18% in 2022
The global ATM transaction value is projected to surpass $1 trillion annually by 2025
In 2023, the highest volume of ATM transactions occurred in December due to holiday shopping
Approximately 30% of cash withdrawn from ATMs is used for paying bills or utilities
In the Philippines, ATM usage increased by 20% from 2021 to 2022, indicating growing reliance on cash machines
The number of cashless ATM transactions via mobile wallets grew by 100% globally during 2022
Usage of ATMs in urban areas is about twice as high as in rural regions in most countries
Approximately 10% of total ATM transactions are performed via bank cards linked to digital banking services
The use of ATMs for depositing checks has grown by 25% over the past three years
Mobile payment integration has led to a 12% reduction in ATM cash withdrawals in urban regions of Japan
About 35% of ATM transactions involve cash deposits rather than withdrawals, particularly in retail environments
The peak hours for ATM usage are typically between 10 AM and 2 PM, accounting for about 40% of daily transactions
The global number of ATM transactions during holiday seasons can surge by up to 50% compared to regular months
ATM usage in banking-infrastructure poorer regions has helped increase financial inclusion by 20% over the past five years
The most common denominations dispensed by ATMs globally are $20 and $50 bills, accounting for over 70% of cash dispensed

Transaction and Usage Statistics Interpretation

With over 60 billion transactions in 2023, ATMs remain the silent workhorses of global cash flow, showing a preference for contactless and digital methods that, while reducing some use, haven't quite cashed out the need for the humble machine in our financial routines.