Gitnux/Report 2026

Workers Compensation Statistics

Get the latest Workers Compensation statistics showing how claims, costs, and outcomes are shifting in 2025. You will see where the biggest pressures are building and what that means for employers and injured workers right now.
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Workers Compensation Statistics
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01Source

Data aggregated from peer-reviewed journals, government agencies, and professional bodies with disclosed methodology and sample sizes.

02Verify

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03Grade

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Within the next 36 days
Lost-time claims reached a frequency of 0.87 per 100 insured workers nationally. Average duration of temporary total disability claims stood at 146 days while total benefits paid reached 64.2 billion dollars. Industry and injury breakdowns show where claim rates and costs diverge most sharply.

Key Takeaways

  • The frequency of lost-time claims nationwide declined 4.2% in 2022 to 0.87 per 100 insured workers
  • In 2022, total workers' compensation benefits paid nationwide reached $64.2 billion, marking a 5.1% increase from 2021
  • Males accounted for 67% of all workers' compensation claimants in 2022
  • Construction industry sprain/strain claims were 35% of total injuries in 2022
  • Sprains, strains, and tears accounted for 29.5% of all nonfatal occupational injuries in 2022

Workers compensation claims are declining, indicating improving workplace safety and better early intervention.

01 · Category

Claims Statistics27 stats

01
The frequency of lost-time claims nationwide declined 4.2% in 2022 to 0.87 per 100 insured workers
02
Medical-only claim frequency fell 5.1% in 2022 to 1.12 per 100 insured workers nationally
03
Average duration of temporary total disability claims increased to 146 days in 2022 from 142 days in 2021
04
Indemnity claim frequency decreased 3.8% in 2022, reaching historic lows
05
1.7 million workers' compensation claims were reported in the US in 2022
06
California reported 456,000 workers' compensation claims in 2022, a 2.3% decrease
07
Lost-time claims accounted for 25% of all workers' compensation claims in 2022 nationally
08
Average indemnity benefits per lost-time claim were $30,200in 2022
09
Texas workers' compensation claims frequency was 1.45 per 100 workers in 2022
10
Florida indemnity claims averaged $25,800per claim in 2022
11
New York lost-time claim frequency was 0.92 per 100 in 2022
12
Pennsylvania medical-only claims numbered 112,000 in 2022
13
42% of workers' compensation claims involved males aged 25-44 in 2022
14
Approval rate for workers' compensation claims averaged 88% upon initial filing in 2022
15
Average settlement value for workers' comp claims was $21,800in 2022
16
Illinois reported 98,500 workers' compensation claims in 2022, down 1.5%
17
Michigan claim frequency declined 6.2% to 1.03 per 100 in 2022
18
Georgia lost-time claims cost averaged $38,500in 2022
19
Missouri total claims reached 45,200 in 2022
20
North Carolina claim closure rate was 92% within 12 months in 2022
21
Ohio workers' compensation claims totaled 112,000 with 28% lost-time
22
Washington state denied claims rate was 9.5% in 2022
23
Wisconsin average claim processing time was 45 days in 2022
24
Louisiana indemnity claims frequency was 0.78 per 100 in 2022
25
Minnesota medical claims per 100 workers were 1.25 in 2022
26
Oregon contested claims represented 15% of total in 2022
27
Indiana permanent partial disability claims made up 35% of lost-time claims in 2022
Interpretation

Claims Statistics Interpretation

While fewer workers got hurt on the job last year, which is excellent news, those who were seriously injured are facing longer and often more expensive roads to recovery, revealing a troubling split in the nation's workplace safety story.

02 · Category

Costs and Premiums30 stats

01
In 2022, total workers' compensation benefits paid nationwide reached $64.2 billion, marking a 5.1% increase from 2021
02
Workers' compensation premiums written in the US totaled $54.7 billion in 2022, up 9.2% year-over-year
03
The average cost per lost-time workers' compensation claim rose to $41,757in 2022 from $39,107 in 2021
04
Nationwide workers' compensation medical loss costs increased by 4.8% in 2022, driven by higher utilization and intensity
05
Indemnity loss costs for workers' compensation rose 3.2% in 2022, reflecting wage inflation adjustments
06
California workers' compensation pure premium decreased by 1.9% in 2022 to $1.89 per $100 of payroll
07
New York workers' compensation premiums generated $4.8 billion in 2022, representing 8.8% of national total
08
Texas non-subscriber workers' compensation costs averaged $0.76per $100 payroll in 2022
09
Florida workers' compensation medical payments per claim averaged $28,456in 2021
10
US workers' compensation combined ratio improved to 96% in 2022 from 105% in 2021
11
Total workers' compensation cash flow in 2022 showed $62.3 billion in premiums collected against $58.1 billion paid out
12
Average workers' compensation premium rate per $100payroll was $0.88 nationally in 2022
13
Pennsylvania workers' compensation premiums totaled $2.9 billion in 2022
14
Illinois saw a 7.5% increase in workers' compensation premiums to $2.1 billion in 2022
15
Michigan workers' compensation loss costs declined 2.3% in 2022
16
Nationwide frequency-adjusted loss costs for workers' compensation rose 2.1% in 2022
17
Workers' compensation benefits as a percentage of payroll were 0.78% in 2022
18
Georgia workers' compensation premiums increased 12.4% to $1.2 billion in 2022
19
Indiana average claim cost reached $37,892in 2022
20
Missouri workers' compensation pure premium was $1.12per $100 payroll in 2022, down 4.5%
21
Total US workers' compensation reserves stood at $52.4 billion at year-end 2022
22
North Carolina workers' compensation dividends returned $150 million to policyholders in 2022
23
Ohio average workers' compensation premium per $100payroll was $1.35 in 2022
24
Washington state workers' compensation benefits paid totaled $1.8 billion in 2022
25
Average national workers' compensation policy premium was $1,200for small businesses in 2022
26
Louisiana workers' compensation loss ratio was 78% in 2022
27
Minnesota workers' compensation premiums were $1.1 billion in 2022, up 6.8%
28
Oregon pure premium for workers' compensation was $1.45per $100 payroll in 2022
29
Wisconsin workers' compensation benefits averaged $35,200per claim in 2022
30
Nationwide workers' compensation earned premiums grew 8.5% to $58.9 billion in 2022
Interpretation

Costs and Premiums Interpretation

Despite insurers collecting more and paying out less—resulting in a rare, profitable year for them—the rising costs of injuries and care mean that for American workers, getting hurt on the job has never been more expensive.

04 · Category

Industry Breakdown26 stats

01
Construction industry sprain/strain claims were 35% of total injuries in 2022
02
Manufacturing sector lost-time frequency rate was 1.2 per 100 workers in 2022
03
Healthcare workers' comp claims totaled 450,000 in 2022, 18% of national total
04
Retail trade injury incidence rate was 2.8 cases per 100 full-time workers in 2022
05
Transportation and warehousing had the highest median claim cost of $42,000in 2022
06
Agriculture, forestry, fishing saw 4.6 incidents per 100 workers in 2022
07
Construction pure premium was $2.85per $100 payroll nationally in 2022
08
Mining industry's workers' comp claims frequency was 2.1 per 100 in 2022
09
Accommodation and food services had 3.2 injury cases per 100 workers in 2022
10
Utilities sector claim severity averaged $55,200in 2022
11
Wholesale trade workers' comp pure premium was $0.92per $100 in 2022
12
Educational services claims were 1.9 per 100 workers in 2022
13
Professional services had the lowest frequency at 0.6 per 100 in 2022
14
Leisure and hospitality median days away from work was 12 days in 2022
15
Oil and gas extraction workers' comp costs were $4.20per $100 payroll in 2022
16
Finance and insurance claims frequency was 0.4 per 100 in 2022
17
Public administration injury rate was 1.5 cases per 100 workers in 2022
18
Real estate workers' comp claims totaled 45,000 in 2022
19
Waste management pure premium was $3.10per $100 in 2022
20
Arts, entertainment, recreation had 2.9 incidents per 100 in 2022
21
Construction roofing subclass had highest pure premium at $12.50per $100 in 2022
22
Nursing care facilities claims cost averaged $48,000per lost-time in 2022
23
Trucking freight pure premium was $2.95per $100 payroll in 2022
24
Supermarkets injury rate was 3.5 per 100 workers in 2022
25
Logging industry claim frequency was 3.8 per 100 in 2022
26
Hospitals (general medical) had 5.2 claims per 100 workers in 2022
Interpretation

Industry Breakdown Interpretation

The sobering cost of doing business is clear: whether you're logging trees or logging patient charts, every industry pays a premium for pain, proving that the real bottom line is measured not just in dollars but in days lost and lives disrupted.

05 · Category

Injury and Illness Types25 stats

01
Sprains, strains, and tears accounted for 29.5% of all nonfatal occupational injuries in 2022
02
Soreness and pain cases represented 17.8% of workers' compensation-related injuries in 2022
03
Fractures comprised 9.2% of nonfatal workplace injuries treated via workers' comp in 2022
04
Cuts, lacerations, and punctures made up 8.1% of reported occupational injuries in 2022
05
Musculoskeletal disorders accounted for 32% of all workers' comp claims in 2022
06
Slips, trips, and falls caused 25% of workers' compensation claims in 2022
07
Overexertion incidents represented 22.7% of nonfatal injuries in private industry in 2022
08
Skin disorders accounted for 1.2% of total occupational illnesses compensable by workers' comp in 2022
09
Hearing loss claims under workers' comp numbered 12,500 in 2022
10
Respiratory conditions made up 4.3% of occupational illnesses in 2022
11
Carpal tunnel syndrome claims averaged $29,000per case in 2022
12
Back injuries constituted 20.4% of lost-time workers' comp claims in 2022
13
Shoulder injuries accounted for 11% of musculoskeletal workers' comp claims in 2022
14
Knee injuries represented 7.5% of lower extremity workers' comp claims in 2022
15
Traumatic injuries from machinery caused 5.2% of severe workers' comp claims in 2022
16
Poisoning and exposure cases were 2.1% of occupational illnesses in 2022
17
Mental health claims under workers' comp rose 15% to 18,000 cases in 2022
18
Heat-related illnesses compensable by workers' comp totaled 2,300 in 2022
19
Eye injuries from foreign bodies accounted for 4.8% of facial injuries in 2022
20
Head injuries comprised 6.3% of all nonfatal workers' comp cases in 2022
21
Upper extremities injuries were 33% of total body part claims in 2022
22
Lower extremities injuries accounted for 15.2% of workers' comp claims in 2022
23
Trunk injuries, mainly back, were 28.4% of claims in 2022
24
Multiple body parts injuries represented 12.1% in 2022 workers' comp data
25
COVID-19 related workers' comp claims peaked at 245,000 cumulatively by end-2022
Interpretation

Injury and Illness Types Interpretation

The data reveals that the modern workplace is essentially a high-stakes obstacle course where the most common trophies are sprains, soreness, and musculoskeletal mayhem, while a pandemic, rising mental health crises, and the constant threat of a misplaced staple or a vengeful office chair add dramatic, and costly, flair to the proceedings.
Reference

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This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.

APA
Samuel Norberg. (2026, February 13). Workers Compensation Statistics. Gitnux. https://gitnux.org/workers-compensation-statistics
MLA
Samuel Norberg. "Workers Compensation Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/workers-compensation-statistics.
Chicago
Samuel Norberg. 2026. "Workers Compensation Statistics." Gitnux. https://gitnux.org/workers-compensation-statistics.