GITNUX REPORT 2024

Analysis: Average Rate of Return Across Various Investment Options Revealed

Explore the diverse average rates of return across various investment avenues over the past century.

Author: Jannik Lindner

First published: 7/17/2024

Statistic 1

The average rate of return for gold investments historically is about 1-2%.

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The average rate of return for cryptocurrency investments can be highly volatile but has been around 200-300% in recent years.

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The average rate of return for peer-to-peer lending platforms is approximately 5-7%.

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The average rate of return for venture capital investments can be high, ranging from 20-30%.

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The average rate of return for hedge funds has historically been around 7-9%.

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The average rate of return for commodities like oil and gold is about 4-6%.

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The average rate of return for high-risk investments like options trading varies but can be as high as 20-30%.

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The average rate of return for art investments has been approximately 5-8%.

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The average rate of return for precious metals like silver is about 2-3%.

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The average rate of return for seed-stage startup investments is around 27%.

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The average rate of return for angel investments can be as high as 20-30%.

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The average rate of return for high-yield (junk) bonds is about 5-7%.

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The average rate of return for small business investments can be as high as 15-20%.

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The average rate of return for real estate crowdfunding investments is approximately 8-12%.

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The average rate of return for private equity investments has been around 15-20%.

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The average rate of return for peer-to-peer real estate lending platforms is approximately 7-9%.

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The average rate of return for long-term government bonds is around 3-3.5%.

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The average rate of return for corporate bonds is around 4-6%.

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The average rate of return for Treasury Inflation-Protected Securities (TIPS) is approximately 2-3%.

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The average rate of return for municipal bonds is around 2-4%.

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The average rate of return for US Treasury bonds is approximately 2-3%.

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The average rate of return for real estate investments in the United States is approximately 8-12%.

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The average rate of return for rental properties in the US is around 6-8%.

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The average rate of return for a 30-year fixed-rate mortgage in the US is around 4-5%.

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The average rate of return for high-yield savings accounts is around 0.5-2%.

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The average rate of return for a typical 401(k) plan ranges from 5-8%.

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The average rate of return for 529 college savings plans is approximately 6-8%.

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The average rate of return for health savings accounts (HSAs) is around 2-4%.

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The average rate of return for the S&P 500 over the past 90 years is about 9.8%.

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The average rate of return for small-cap stocks is about 12.2%.

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The average rate of return for large-cap stocks is approximately 10%.

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The average rate of return for international stocks varies but has been around 6-8% historically.

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The average rate of return for actively managed mutual funds is lower than that of passively managed index funds, at around 5-7%.

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The average rate of return for peer-reviewed academic research on investment strategies is approximately 8-10%.

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The average rate of return for corporate stocks during economic expansions is about 12-15%.

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The average rate of return for growth stocks is approximately 10-15%.

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The average rate of return for value stocks is around 7-10%.

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The average rate of return for initial public offerings (IPOs) can vary widely but has been as high as 30-40% for successful companies.

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The average rate of return for index funds is typically around 7-10%.

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The average rate of return for exchange-traded funds (ETFs) is about 6-8%.

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Summary

  • The average rate of return for the S&P 500 over the past 90 years is about 9.8%.
  • The average rate of return for real estate investments in the United States is approximately 8-12%.
  • The average rate of return for long-term government bonds is around 3-3.5%.
  • The average rate of return for small-cap stocks is about 12.2%.
  • The average rate of return for large-cap stocks is approximately 10%.
  • The average rate of return for international stocks varies but has been around 6-8% historically.
  • The average rate of return for high-yield savings accounts is around 0.5-2%.
  • The average rate of return for a typical 401(k) plan ranges from 5-8%.
  • The average rate of return for gold investments historically is about 1-2%.
  • The average rate of return for cryptocurrency investments can be highly volatile but has been around 200-300% in recent years.
  • The average rate of return for actively managed mutual funds is lower than that of passively managed index funds, at around 5-7%.
  • The average rate of return for peer-to-peer lending platforms is approximately 5-7%.
  • The average rate of return for corporate bonds is around 4-6%.
  • The average rate of return for venture capital investments can be high, ranging from 20-30%.
  • The average rate of return for peer-reviewed academic research on investment strategies is approximately 8-10%.

Embark on a financial rollercoaster ride as we delve into the world of investing with returns that range from the steady pace of a turtle to the lightning speed of a cheetah. With the S&P 500 boasting a 9.8% average rate of return over the past 90 years, real estate investments putting on a solid 8-12% performance, and small-cap stocks sprinting ahead at 12.2%, its time to buckle up and explore the wild terrain of investment options—from the sluggish realms of government bonds to the adrenaline-fueled rush of cryptocurrency. Join us as we navigate the highs, lows, and loop-de-loops of the average rates of return across a myriad of investment vehicles, because in the world of finance, the only constant is change—and, of course, the allure of that elusive golden ticket to wealth.

Alternative Investments

  • The average rate of return for gold investments historically is about 1-2%.
  • The average rate of return for cryptocurrency investments can be highly volatile but has been around 200-300% in recent years.
  • The average rate of return for peer-to-peer lending platforms is approximately 5-7%.
  • The average rate of return for venture capital investments can be high, ranging from 20-30%.
  • The average rate of return for hedge funds has historically been around 7-9%.
  • The average rate of return for commodities like oil and gold is about 4-6%.
  • The average rate of return for high-risk investments like options trading varies but can be as high as 20-30%.
  • The average rate of return for art investments has been approximately 5-8%.
  • The average rate of return for precious metals like silver is about 2-3%.
  • The average rate of return for seed-stage startup investments is around 27%.
  • The average rate of return for angel investments can be as high as 20-30%.
  • The average rate of return for high-yield (junk) bonds is about 5-7%.
  • The average rate of return for small business investments can be as high as 15-20%.
  • The average rate of return for real estate crowdfunding investments is approximately 8-12%.
  • The average rate of return for private equity investments has been around 15-20%.
  • The average rate of return for peer-to-peer real estate lending platforms is approximately 7-9%.

Interpretation

In the world of investments, numbers don't lie but they sure know how to keep us guessing! From the slow and steady gold glittering at 1-2%, to the wild ride of cryptocurrencies rocketing at 200-300%, and the mysterious allure of art yielding a cool 5-8%, it's a financial smorgasbord out there. Venture capitalists play the high stakes game, aiming for the stars with potential returns of 20-30%, while hedge funds keep a respectable 7-9% in their back pocket. Whether you're diving into the risky waters of options trading or getting cozy with small businesses promising a cozy 15-20% return, one thing's for sure – the investment game is a rollercoaster of opportunity, excitement, and a whole lot of acronyms.

Government Bonds

  • The average rate of return for long-term government bonds is around 3-3.5%.
  • The average rate of return for corporate bonds is around 4-6%.
  • The average rate of return for Treasury Inflation-Protected Securities (TIPS) is approximately 2-3%.
  • The average rate of return for municipal bonds is around 2-4%.
  • The average rate of return for US Treasury bonds is approximately 2-3%.

Interpretation

In a world where financial gains often resemble rollercoaster rides, these statistics offer a somewhat steady ship in the stormy seas of investment. Long-term government bonds promise returns akin to a leisurely stroll in the park, while corporate bonds invite you to skip along with a bit more spring in your step. Treasury Inflation-Protected Securities (TIPS) whisper promises of stability in an uncertain world, and municipal bonds offer a cozy return like a warm cup of tea on a chilly evening. Lastly, US Treasury bonds beckon with the reassuring embrace of familiarity, reminding investors that sometimes slow and steady truly does win the race. So, as you navigate the tumultuous waters of finance, remember: sometimes the tortoise really does beat the hare.

Real Estate Investments

  • The average rate of return for real estate investments in the United States is approximately 8-12%.
  • The average rate of return for rental properties in the US is around 6-8%.
  • The average rate of return for a 30-year fixed-rate mortgage in the US is around 4-5%.

Interpretation

In the realm of investment landscapes, the numbers speak volumes: real estate, the darling of wealth accumulation, flaunts a robust 8-12% average return, proving once again that location is indeed king. Meanwhile, the rental property market may not command the same regal expanse but still graciously offers a solid 6-8% return, a dependable nobleman in the portfolio. And nestled among these stately ventures, the humble 30-year fixed-rate mortgage quietly asserts its value, with a modest 4-5% return that whispers, "I may be low-key, but I'm here for the long haul." So whether you're dancing with the grandeur of real estate, cozying up to rental properties, or simply embracing the steadfast mortgage game, the numbers show that diversifying your investment portfolio is like hosting a royal ball - with each guest playing a unique role in your financial kingdom.

Retirement Savings Accounts

  • The average rate of return for high-yield savings accounts is around 0.5-2%.
  • The average rate of return for a typical 401(k) plan ranges from 5-8%.
  • The average rate of return for 529 college savings plans is approximately 6-8%.
  • The average rate of return for health savings accounts (HSAs) is around 2-4%.

Interpretation

In the world of personal finance, these Average Rates of Return read like a menu at a quirky restaurant offering a range of flavors to satisfy different appetites. From the "light and breezy" high-yield savings accounts that delicately hover around 0.5-2%, to the "hearty and filling" 401(k) plans serving up a satisfying 5-8% return, and the "scholarly and sophisticated" 529 college savings plans bringing in a respectable 6-8%, all the way to the "well-rounded and dependable" health savings accounts with a modest 2-4% return. The key is to mix and match these offerings to create a balanced financial diet that suits your taste and long-term financial goals.

Stock Market Investments

  • The average rate of return for the S&P 500 over the past 90 years is about 9.8%.
  • The average rate of return for small-cap stocks is about 12.2%.
  • The average rate of return for large-cap stocks is approximately 10%.
  • The average rate of return for international stocks varies but has been around 6-8% historically.
  • The average rate of return for actively managed mutual funds is lower than that of passively managed index funds, at around 5-7%.
  • The average rate of return for peer-reviewed academic research on investment strategies is approximately 8-10%.
  • The average rate of return for corporate stocks during economic expansions is about 12-15%.
  • The average rate of return for growth stocks is approximately 10-15%.
  • The average rate of return for value stocks is around 7-10%.
  • The average rate of return for initial public offerings (IPOs) can vary widely but has been as high as 30-40% for successful companies.
  • The average rate of return for index funds is typically around 7-10%.
  • The average rate of return for exchange-traded funds (ETFs) is about 6-8%.

Interpretation

In the unpredictable world of investments, numbers dance like stock prices on a rollercoaster. From the stately S&P 500 to the daring IPOs, each sector has its own flavor of risk and reward. Small-cap stocks perform like ambitious sprinters, large-caps maintain a solid jog, and international stocks offer a global trot. Meanwhile, actively managed mutual funds huff and puff to keep up with the swift index fund pacemakers. Peer-reviewed research acts as the wise coach, guiding investors with its scholarly insights. Corporate stocks party during expansions, growth stocks soar like high-flying acrobats, and value stocks play the steady hand in this investment circus. Whether you're in the IPO thrill ride or ETF slow waltz, remember: in the stock market, the only constant is change.

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