Gitnux/Report 2026

Manufactured Housing Statistics

Manufactured homes now house 22 million Americans and still serve as a longtime bet for affordability, with owners earning a median $52,000 and 70% of homes 20 years or older still occupied. This page connects the people and places you see, like 65% rural residents and 12% veterans, to the economics powering the sector, including $25 billion in annual GDP and a financing market where 55% of purchases use chattel loans and the delinquency rate sits at 4.2%.
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Manufactured Housing Statistics
Verified via a 4-step process
01Source

Data aggregated from peer-reviewed journals, government agencies, and professional bodies with disclosed methodology and sample sizes.

02Verify

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03Grade

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Next review Dec 2026
22 million Americans live in manufactured homes. These residences account for 15 percent of all owner-occupied housing and contribute 25 billion dollars to annual GDP while supporting 375,000 jobs. Chattel loans financed 55 percent of purchases at average interest rates of 11 percent in 2022.

Key Takeaways

  • 15% of U.S. owner-occupied homes are manufactured.
  • 52% of manufactured homeowners aged 55+
  • Median household income of owners: $52,000.
  • Industry contributes $25 billion to GDP annually.
  • Supports 375,000 jobs nationwide.
  • Generates $5.5 billion in tax revenue yearly.
  • The manufactured housing market size reached $25.6 billion in 2022.
  • Market expected to grow at 4.5% CAGR to 2030.
  • Retail sales value of new homes was $14.5 billion in 2022.
  • In 2022, new manufactured home shipments totaled 150,241 units, a 7.4% increase from 2021.
  • The U.S. manufactured housing industry produced 195,000 homes in 2005 before the housing crash.
  • Multi-section homes accounted for 58% of total shipments in 2022.
  • Since 1976, HUD Code has saved $100B in damages.
  • 42 states adopted real property classification by 2023.
  • FHA financing available in all 50 states.

Affordable manufactured housing supports millions, with 22% of low income households living in these homes.

01 · Category

Demographics and Ownership30 stats

01
15% of U.S. owner-occupied homes are manufactured.
02
52% of manufactured homeowners aged 55+
03
Median household income of owners: $52,000.
04
60% of residents are families with children under 18.
05
22% of low-income households live in manufactured homes.
06
Hispanic/Latino residents: 18% of manufactured home population.
07
White non-Hispanic: 75% of owners.
08
Female-headed households: 25%.
09
Median age of manufactured home: 29 years.
10
70% of homes 20+ years old still occupied.
11
Ownership rate: 80% of residents own their home.
12
Rural residents: 65% of manufactured home dwellers.
13
Veterans comprise 12% of residents.
14
Median home value: $105,000.
15
35% of first-time homebuyers choose manufactured.
16
Single-person households: 22%.
17
Black/African American: 8% of population.
18
Asian residents: 2%.
19
Disability rate among residents: 28%.
20
Average household size: 2.4 persons.
21
45% of owners have some college education.
22
Retirees own 40% of units in communities.
23
Median tenure: 10 years.
24
15% intergenerational living arrangements.
25
South region: 60% of all manufactured homes.
26
West: 20%, Midwest: 12%, Northeast: 8%.
27
50% of homes on owned land.
28
50% in leased land communities.
29
Median income lower by 20% than site-built owners.
30
10 million residents aged 18-64.
Interpretation

Demographics and Ownership Interpretation

These statistics reveal manufactured housing as the tenacious, often overlooked backbone of American affordability, sheltering everyone from young families to retirees with a pragmatic 'welcome home' that the traditional market forgot to send.

02 · Category

Economic and Financial Aspects30 stats

01
Industry contributes $25 billion to GDP annually.
02
Supports 375,000 jobs nationwide.
03
Generates $5.5 billion in tax revenue yearly.
04
Average new home mortgage payment: $950/month.
05
FHA Title I loans: 20,000 originated in 2022.
06
Chattel loans interest rates averaged 11% in 2022.
07
55% of purchases financed with chattel loans.
08
Home-only loans: 70% of financing.
09
Land-home loans only 30%.
10
Delinquency rate: 4.2% for manufactured loans.
11
Property tax savings: 30-50% vs site-built.
12
Construction costs 10% of site-built equivalent.
13
Retailers generated $16 billion in sales 2022.
14
Supplier economic impact: $10 billion.
15
Average factory labor cost: $25/hour.
16
Insurance premiums 20% higher for manufactured.
17
FHA Title II loans increased 15% in 2022.
18
VA loans for manufactured: 5,000 annually.
19
Personal property tax classification costs owners $2.5B extra.
20
Energy savings: 20-30% lower utilities.
21
Financing gap estimated at $20 billion.
22
GSE-backed loans: 25% of market.
23
Non-QM loans growing at 10%.
24
Community operators revenue: $12B.
25
Repair/remodel spend: $3B annually.
26
40 states reformed personal property tax laws.
27
Average loan amount: $75,000for home-only.
28
Foreclosure rate 2x site-built but improving.
29
HUD Code compliance reduces insurance claims by 50%.
30
Manufactured homes 35% of new rural homes.
Interpretation

Economic and Financial Aspects Interpretation

Despite its critical role in housing 10% of the workforce and fueling a $25 billion industry, the manufactured home sector operates under a costly paradox, delivering affordable payments while burdening owners with a predatory financial system that extracts billions in extra interest and taxes.

04 · Category

Production and Shipments30 stats

01
In 2022, new manufactured home shipments totaled 150,241 units, a 7.4% increase from 2021.
02
The U.S. manufactured housing industry produced 195,000 homes in 2005 before the housing crash.
03
Multi-section homes accounted for 58% of total shipments in 2022.
04
Single-section home shipments dropped to 42% of total in 2022.
05
Average sales price of a new manufactured home in 2022 was $128,900.
06
Shipments in Texas reached 28,430 units in 2022, leading the nation.
07
Florida saw 15,200 manufactured home shipments in 2022.
08
Annual production capacity of the industry is over 500,000 homes.
09
In Q4 2022, shipments were 42,496 units.
10
2023 shipments through November totaled 124,687 units.
11
Multi-section homes averaged 1,830 square feet in 2022.
12
Single-section homes averaged 1,040 square feet in 2022.
13
Shipments declined 12% in 2023 compared to 2022.
14
There are 165 HUD-code manufacturers operating 71 plants.
15
Southeast region accounted for 48% of shipments in 2022.
16
Midwest shipments were 19% of national total in 2022.
17
Average cost per square foot for new manufactured homes was $66in 2022.
18
Shipments peaked at 372,843 units in 1998.
19
2021 shipments were 140,157 units.
20
Retail sales of new manufactured homes were 113,213 in 2022.
21
Inventory of new manufactured homes at retailers was 12,000 units in 2022.
22
Used home sales totaled 85,000 units in 2022.
23
Multi-section home retail sales were 75% of total new sales in 2022.
24
Shipments to California were 8,500 units in 2022.
25
Arizona shipments numbered 7,200 in 2022.
26
Industry employs over 350,000 people directly and indirectly.
27
Homes built to HUD Code since 1976 number over 11 million.
28
Q1 2023 shipments were 28,935 units.
29
Pacific region shipments were 15% of total in 2022.
30
Northeast shipments minimal at 3% in 2022.
Interpretation

Production and Shipments Interpretation

The modern manufactured home industry has rebounded with more spacious, affordable offerings, though it remains a cautious shadow of its peak, with current demand focused on the southern states and larger floorplans.

05 · Category

Regulatory and Policy Impacts29 stats

01
Since 1976, HUD Code has saved $100B in damages.
02
42 states adopted real property classification by 2023.
03
FHA financing available in all 50 states.
04
2000 Manufactured Housing Improvement Act reformed program.
05
Zoning restrictions block 30% of potential placements.
06
75% of new homes meet 2018 Building Energy Code.
07
Title 24 energy standards in California reduce use 20%.
08
10 states ban installation in urban areas.
09
PRESERVe Act proposed for community stabilization.
10
HUD monitors 100+ disputes annually.
11
2019 VA loan rule expanded eligibility.
12
Fannie Mae/Freddie Mac increased purchases 50% post-2021.
13
35 states have installation standards programs.
14
Post-Katrina wind standards adopted nationwide.
15
Dodd-Frank impacted 20% of chattel lenders.
16
2023 DOE energy standards proposed for 30% savings.
17
48 states license retailers.
18
Federal preemption on construction standards since 1974.
19
SAFE Act requires licensing for 80% originators.
20
Community owner regulations in 40 states.
21
2014 water quality rules affect 10% parks.
22
FHA engineer certification required for 50% loans.
23
25% reduction in defects post-HUD Code.
24
State installation variances resolved 90% disputes.
25
CFPB oversight on chattel loans intensified 2022.
26
15 states mandate tenant rights in communities.
27
HUD Code updated 7 times since 1976.
28
Flood insurance mandatory for 20% placements.
29
2021 infrastructure bill funds $1B for upgrades.
Interpretation

Regulatory and Policy Impacts Interpretation

While impressive progress in safety, financing, and energy efficiency has been made since 1976, the persistent barriers of restrictive zoning and installation bans continue to stubbornly undermine the full potential of modern manufactured housing to address affordability.
Reference

Cite This Report

This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.

APA
Helena Kowalczyk. (2026, February 13). Manufactured Housing Statistics. Gitnux. https://gitnux.org/manufactured-housing-statistics
MLA
Helena Kowalczyk. "Manufactured Housing Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/manufactured-housing-statistics.
Chicago
Helena Kowalczyk. 2026. "Manufactured Housing Statistics." Gitnux. https://gitnux.org/manufactured-housing-statistics.