HOAs govern about 27% of the U.S. population, with roughly 74.3 million Americans living in nearly 348,000 associations. Amenities and costs shape daily experience, especially because 82% of HOAs offer community pools. Assessments average $1,059 per unit in 2023 and commonly fund maintenance and repair demands alongside rising expenses.
Key Takeaways
- 82% of HOAs offer community pools, with average size of 1,200 sq ft per 200 units in 2023.
- Parks and playgrounds are present in 71% of HOAs, covering 2.5 acres per 500 homes on average.
- Clubhouses average 5,000 sq ft in HOAs with over 300 units, used by 55% of residents weekly.
- The average annual HOA assessment fee is $1,059 per unit in 2023, up 5% from $1,009 in 2022.
- 72% of HOAs collect reserve funds, averaging $45 per unit per month for future repairs in 2023.
- Total HOA revenue from assessments exceeded $101 billion in 2023 across all associations.
- 89% of HOAs are managed by professional management companies in 2023.
- Average HOA board has 5 members, with 62% volunteer homeowners and 38% professionals in 2023.
- Annual HOA board elections occur in 78% of associations, with 15% average turnover rate in 2023.
- HOA litigation cases totaled 12,500 in U.S. courts in 2023, up 8% from 2022.
- 34% of HOA disputes involve architectural violations, averaging $5,200 settlement per case.
- Foreclosures by HOAs reached 4,200 units in 2023, primarily in Florida and Texas.
- In 2023, there were approximately 74.3 million Americans living in roughly 348,000 homeowners associations (HOAs), representing about 27% of the U.S. population in HOA-governed communities.
- The average HOA community in the U.S. has 372 homes, with a median of 150 units as of 2022 data from the Foundation for Community Association Research.
- HOAs manage over 74 million residents across 51.8 million homes in 2023, up from 70 million in 2021.
In 2023, U.S. HOAs served about 27% of Americans, with median dues rising as services and disputes grew.
Related reading
01 · Category
Amenities and Infrastructure20 stats
01
82% of HOAs offer community pools, with average size of 1,200 sq ft per 200 units in 2023.
02
Parks and playgrounds are present in 71% of HOAs, covering 2.5 acres per 500 homes on average.
03
Clubhouses average 5,000 sq ft in HOAs with over 300 units, used by 55% of residents weekly.
04
Road maintenance costs HOAs $450 million annually, with 65% paving every 15-20 years.
05
Fitness centers in 48% of HOAs, equipped with 12 machines on average for 400-unit communities.
06
Landscaping budgets average $35per unit monthly, covering 65% of common areas in 2023.
07
Security gates in 39% of HOAs, with average cost $250,000 installation and $15k yearly maintenance.
08
Tennis courts in 22% of communities, with 1.8 courts per 500 homes on average.
09
Trash removal services cost HOAs $120per unit annually in urban areas in 2023.
10
Irrigation systems cover 85% of HOA landscapes, using 1.2 million gallons daily per large community.
11
Golf courses maintained by 8% of HOAs, 18 holes average per course.
12
Dog parks in 31% of communities, 0.5 acres average size.
13
Elevators in 15% of high-rise HOAs, inspected twice yearly.
14
Solar panels installed in 22% of newer HOAs, saving $45/unit yearly.
15
Fencing covers 92% of HOA perimeters, 6 ft average height.
16
Community events hosted 4.2 times yearly on average, attendance 22%.
17
EV charging stations in 17% of HOAs, 4 stations per 500 units.
18
Stormwater management systems in 88% of Florida HOAs post-2023.
19
WiFi hotspots in 29% of common areas, covering 75% usage.
20
Walking trails total 1.2 miles per 300 homes average length.
Interpretation
Amenities and Infrastructure Interpretation
HOAs are essentially tiny, overly ambitious municipal governments, offering the aspirational perks of a country club while quietly shouldering the gritty financial realities of a public works department.
02 · Category
Financial Metrics20 stats
01
The average annual HOA assessment fee is $1,059per unit in 2023, up 5% from $1,009 in 2022.
02
72% of HOAs collect reserve funds, averaging $45 per unit per month for future repairs in 2023.
03
Total HOA revenue from assessments exceeded $101 billion in 2023 across all associations.
04
Delinquency rates for HOA assessments averaged 2.5% nationally in 2023, lowest in Midwest at 1.8%.
05
Special assessments were levied by 19% of HOAs in 2023, averaging $1,200 per unit for major repairs.
06
Insurance costs for HOAs rose 22% on average in 2023, totaling $2.5 billion industry-wide.
07
Average HOA operating budget per unit is $2,900annually in planned communities, per 2023 data.
08
65% of HOA budgets allocate 30-40% to maintenance and repairs, averaging $900 per unit in 2023.
09
Fines and fees generated $450 million in revenue for HOAs in 2023.
10
Reserve balances averaged 45% of annual operating expenses in well-funded HOAs in 2023.
11
HOA budgets increased 7.2% on average in 2023 due to inflation.
12
Rental income from HOA-owned properties averages $18,000per community yearly.
13
Capital expenditures totaled $25 billion across HOAs in 2023.
14
Utility costs rose 18% for HOAs, averaging $180 per unit annually.
15
55% of HOAs have fully funded reserves exceeding 100% of needs.
16
Vendor payments comprise 42% of HOA expenses, $42 billion total.
17
Assessment collection rates hit 97.5% in high-compliance states like CA.
18
HOA bonds issued for infrastructure totaled $1.2 billion in 2023.
19
Administrative costs average 12% of budgets, $1,200 per unit yearly.
20
Management fees average $12per unit per month for pro-managed HOAs.
Interpretation
Financial Metrics Interpretation
Americans now pay over a hundred billion dollars annually in mandatory HOA dues, a tidy sum that quietly funds everything from trimmed hedges to million-dollar lawsuits, all while maintaining the delicate illusion of a frictionless, fee-perfect utopia.
03 · Category
Governance and Management19 stats
01
89% of HOAs are managed by professional management companies in 2023.
02
Average HOA board has 5 members, with 62% volunteer homeowners and 38% professionals in 2023.
03
Annual HOA board elections occur in 78% of associations, with 15% average turnover rate in 2023.
04
45% of HOAs use digital voting platforms for elections, up from 28% in 2021.
05
Violations processed by HOAs averaged 1,200 per 1,000 units annually in 2023.
06
92% of HOAs have covenants, conditions, and restrictions (CC&Rs) documents averaging 75 pages in length.
07
Meetings attendance averages 35% of membership, with 67% held virtually post-2023.
08
Legal fees for HOAs averaged $15,000per association in disputes in 2023.
09
76% of HOA boards conduct annual reserve studies as required by state laws in 2023.
10
Transparency ratings show 68% of HOAs provide quarterly financial reports to members.
11
HOA board training completion rate is 52%, with 3.2 hours average per member yearly.
12
Covenant enforcement consistency rated 7.8/10 by members in 2023 surveys.
13
71% of HOAs have diversity policies for boards, with 25% minority representation.
14
Annual audits conducted by 49% of HOAs over 500 units.
15
Communication via apps used by 63% of HOAs, reducing paper by 80%.
16
Violation hearings average 45 minutes, resolving 78% without escalation.
17
Succession planning in place for 34% of HOA managers.
18
Member committees active in 56% of HOAs, handling 30% of tasks.
19
Policy updates occurred in 41% of CC&Rs in last 5 years.
Interpretation
Governance and Management Interpretation
While the spirit of community may be volunteer-led, the reality is a highly structured, paperwork-intensive enterprise where professional management runs the show, armies of volunteers fight a daily trench war over violations, and homeowners attend virtual meetings with the enthusiasm of a dental appointment, all in the name of preserving property values and a shared vision of the perfectly edged lawn.
More related reading
04 · Category
Legal and Disputes19 stats
01
HOA litigation cases totaled 12,500 in U.S. courts in 2023, up 8% from 2022.
02
34% of HOA disputes involve architectural violations, averaging $5,200 settlement per case.
03
Foreclosures by HOAs reached 4,200 units in 2023, primarily in Florida and Texas.
04
Nuisance complaints represent 28% of legal actions, with noise issues in 45% of those cases.
05
62% of states have HOA-specific legislation, with 150 new bills introduced in 2023.
06
Arbitration resolves 41% of HOA disputes, saving 60% on court costs per 2023 data.
07
Fining disputes lead to 19% of lawsuits, with average fine $250 upheld in courts.
08
Board member liability insurance covers 88% of HOAs, with $1M average policy limit.
09
Pet restrictions challenged in 12% of cases, with 65% rulings favoring HOAs in 2023.
10
Discrimination claims against HOAs numbered 1,850 in 2023, 40% race-related.
11
Short-term rental bans upheld in 72% of court challenges.
12
Collection lawsuits filed by HOAs: 28,000 in 2023.
13
ADA compliance violations in 9% of disputes, fines avg $12,500.
14
Election disputes resolved 85% internally without courts.
15
Lien filings totaled 65,000 by HOAs in 2023.
16
Privacy breach lawsuits against HOAs: 320 cases in 2023.
17
Water rights disputes in 5% of Western HOAs.
18
Contract disputes with vendors: 4,100 resolutions in 2023.
19
Environmental violation fines averaged $8,200per HOA case.
Interpretation
Legal and Disputes Interpretation
The American dream of homeownership now includes a side hustle in litigation, where your neighbor's beige paint shade is a felony, your dog is a constitutional question, and the HOA's fine print holds more power than your mortgage.
05 · Category
Membership and Demographics19 stats
01
In 2023, there were approximately 74.3 million Americans living in roughly 348,000 homeowners associations (HOAs), representing about 27% of the U.S. population in HOA-governed communities.
02
The average HOA community in the U.S. has 372 homes, with a median of 150 units as of 2022 data from the Foundation for Community Association Research.
03
HOAs manage over 74 million residents across 51.8 million homes in 2023, up from 70 million in 2021.
04
In Florida, HOAs govern 48% of the state's homeowners, totaling over 2 million units in 2023.
05
California has the highest number of HOA communities at 45,000, housing 6.5 million residents in 2022.
06
The median age of HOA residents is 52 years, compared to 46 for non-HOA homeowners, per 2021 Census data.
07
81% of new homes built in 2022 were in HOA-governed communities, according to the National Association of Home Builders.
08
HOAs are most prevalent in the South (32% of homes) and West (29%), per 2023 Community Associations Institute report.
09
Average HOA community size grew from 289 units in 2019 to 372 in 2023.
10
12% of U.S. single-family homes are in HOAs without multifamily units, totaling 6.2 million homes in 2022.
11
In 2023, HOA satisfaction surveys showed 68% resident approval, down from 74% in 2021 due to fee hikes.
12
Suburban HOAs house 55% of members, with 42% families with children under 18.
13
Median household income in HOAs is $98,500vs. $75,200 nationally in 2022.
14
29% of HOA homes are rentals, managed under association rules.
15
Growth rate of HOA communities was 2.1% annually from 2020-2023.
16
Veterans comprise 14% of HOA residents, higher than national 7% average.
17
Hispanic residents make up 22% of HOA population, up 15% since 2015.
18
Age 65+ residents are 28% in HOAs vs. 19% nationally.
19
Single-family detached homes dominate 73% of HOA units.
Interpretation
Membership and Demographics Interpretation
While America's 'benevolent fences' now corral over a quarter of the population into increasingly large, affluent, and aging subdivisions where satisfaction is dipping with the fees, the data proves we're not just building homes anymore, we're building covenants.
Reference
Cite This Report
This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.
APA
Nathan Caldwell. (2026, February 13). Hoa Statistics. Gitnux. https://gitnux.org/hoa-statistics
MLA
Nathan Caldwell. "Hoa Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/hoa-statistics.
Chicago
Nathan Caldwell. 2026. "Hoa Statistics." Gitnux. https://gitnux.org/hoa-statistics.
Sources & references
21 datasets cited across this report · attribution is report-level