GITNUX MARKETDATA REPORT 2024

Dui Insurance Rate Impact Duration Statistics

The average duration of increased insurance rates following a DUI conviction.

Last Updated: June 23, 2024

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In this post, we explore the significant impact of a DUI conviction on auto insurance rates. From substantial percentage increases to notable variations across different states, the financial implications for drivers post-DUI are substantial. Let’s delve into the statistics behind these rate changes and understand the lasting effects on insurance premiums.

Statistic 1

"The insurance rates following a DUI can increase anywhere from 28% to 371%."

Statistic 2

"Insurance rates for DUI offenders gradually decrease with each passing year, dipping notably around three and five years post-conviction."

Statistic 3

"The average increase for car insurance after a DUI is $800 a year."

Statistic 4

"Drivers with a DUI could pay $830 more per year for auto insurance."

Statistic 5

"In Florida, a DUI can increase your auto insurance rates by an average of $857 annually."

Statistic 6

"The cost of auto insurance is expected to stay high for about five years post-DUI conviction."

Statistic 7

"In Texas, a DUI can cause a 44% increase in car insurance rates."

Statistic 8

"Getting a DUI in the state of Pennsylvania can lead to an insurance rate increase of around 34.8%."

Statistic 9

"In Washington state, a DUI conviction can result in a 75% increase in car insurance rates."

Statistic 10

"In Michigan, a DUI can skyrocket your car insurance rates by nearly 112%."

Statistic 11

"In the state of Georgia, the insurance rates can increase by 56% after a DUI conviction."

Statistic 12

"Drivers in North Dakota see an average increase of 49% on auto insurance rates following a DUI conviction."

Statistic 13

"Drivers in Massachusetts face an increase of around 76% for auto insurance after being convicted of a DUI."

Statistic 14

"An average Illinois driver will face a 57% increase in car insurance rates following a DUI conviction."

The statistics presented indicate that DUI convictions have a significant impact on auto insurance rates, with increases varying widely from state to state. On average, drivers can expect their insurance rates to rise by a considerable amount, with figures ranging from 28% to 371% depending on the location. However, there seems to be a gradual decrease in rates observed as time passes post-conviction, with notable dips around the three to five-year mark. These statistics highlight the long-lasting financial consequences of a DUI conviction, emphasizing the importance of responsible driving behavior to avoid such drastic increases in insurance costs.