Gitnux/Report 2026

Disposable Income Statistics

Even as many households are still getting squeezed, the newest UK pensioner disposable income is up 3% to £25,800 in 2022 while real disposable income has dropped 2.1% by FYE March 2023, showing how headline gains can hide erosion in purchasing power. See how inflation, taxes, and the urban rural divide reshuffle disposable income across countries, from Japan’s ¥4.85 million average in 2022 to the US where disposable income after taxes averaged $68,000 in 2021.
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Disposable Income Statistics
Samuel NorbergWritten by Samuel Norberg·Edited by Katherine Brennan·Fact-checked by Nicholas Chambers
Last verified Jun 14, 2026
Verified via a 4-step process
01Source

Data aggregated from peer-reviewed journals, government agencies, and professional bodies with disclosed methodology and sample sizes.

02Verify

Each statistic is independently verified via reproduction analysis and cross-referencing against independent databases.

03Grade

Figures are graded by cross-model consensus. Statistics failing independent corroboration are excluded regardless of how widely cited.

04Cite

Every figure carries a primary source. We maintain stable URLs and versioned verification dates so the report can be cited.

Read our full methodology →

Statistics that fail independent corroboration are excluded.

Next review Dec 2026
By December 2023, the US saving rate from disposable income was just 4.6%, even as real disposable income had been sliding in the background. Across countries, the picture swings sharply from Japan’s FY2022 real drop of 2.8% under inflation pressure to China’s 2022 real national disposable income per capita rising 5.2%. Put together, these disposable income statistics help explain why households can feel squeezed in some places and steadier in others, often at the same time.

Key Takeaways

  • In 2022, Japan household disposable income averaged ¥4.85 million annually
  • Real disposable income in Japan fell 2.8% in FY2022 due to inflation
  • China urban household disposable income per capita RMB 49,283 in 2022
  • In 2022, UK average household disposable income was £34,500 per year
  • Real household disposable income in the UK fell by 2.1% in FYE March 2023
  • UK median equivalised disposable income was £32,300 in FYE 2022
  • OECD average household disposable income per capita USD 30,490 PPP in 2022
  • World Bank global median disposable income estimate USD 8,500 per capita 2021
  • Luxembourg highest disposable income per capita USD 49,700 OECD 2022
  • In Q1 2020, US disposable income spiked 10.5% due to stimulus
  • US disposable income per capita trend: +1.8% CAGR 2010-2019
  • UK real household disposable income per person +0.9% annual average 2010-2022
  • In 2023, the average annual disposable personal income per capita in the United States reached $49,725
  • US disposable personal income grew by 4.2% in real terms during 2022
  • Median household disposable income in the US was $74,580 in 2022

Inflation cut many countries’ real disposable incomes in 2022, while some rural areas and emerging economies grew.

Related reading

01 · Category

Asia18 stats

01
In 2022, Japan household disposable income averaged ¥4.85 million annually
02
Real disposable income in Japan fell 2.8% in FY2022 due to inflation
03
China urban household disposable income per capita RMB 49,283 in 2022
04
Rural China disposable income per capita RMB 20,133 grew 6.3% in 2022
05
South Korea household disposable income KRW 41.2 million average 2022
06
India average monthly per capita disposable income Rs 4,616 in FY2022-23
07
Singapore household disposable income S$102,500median 2022
08
Taiwan disposable income per capita NT$712,000in 2022
09
Real household income in Japan declined 1.3% yoy in Dec 2023
10
China national disposable income per capita RMB 36,883 grew 5.2% real 2022
11
India rural MPCE (proxy for disposable) Rs 3,773 urban Rs 6,459 FY22-23
12
South Korea disposable income growth slowed to 2.1% in 2023
13
Indonesia household disposable income IDR 15.2 million per capita annual 2022
14
Thailand average household income THB 29,000 monthly grew 3.5% 2022
15
Malaysia household gross disposable income MYR 65,200 annual 2022
16
Philippines family disposable income PHP 318,000 average 2022
17
Vietnam urban household disposable income VND 105 million annual 2022
18
Hong Kong median household disposable income HKD 285,000 in 2021
Interpretation

Asia Interpretation

One could say Asia's economic engine is sputtering, not stalling, with household wallets from Tokyo to Delhi feeling a familiar inflationary squeeze even as some, like rural China, manage a hopeful, if modest, forward lurch.

02 · Category

Europe28 stats

01
In 2022, UK average household disposable income was £34,500 per year
02
Real household disposable income in the UK fell by 2.1% in FYE March 2023
03
UK median equivalised disposable income was £32,300 in FYE 2022
04
Top 5% UK households disposable income averaged £87,000 in 2022
05
Bottom 5% UK disposable income was £12,600 annually in 2022
06
London UK region disposable income per head £28,900 in 2021
07
Scotland household disposable income £27,200 per capita in 2021
08
Northern Ireland lowest UK disposable income at £22,500 per head 2021
09
UK pensioner households disposable income rose 3% to £25,800 in 2022
10
Working age UK households disposable income averaged £38,400 in 2022
11
UK single person households disposable income £24,100 median 2022
12
Couple with children UK disposable income £45,200 median 2022
13
UK disposable income inequality Gini coefficient 35.2% in FYE 2023
14
During 2022 energy crisis, UK real disposable income dropped 7.5% adjusted
15
UK gross disposable household income growth 1.7% in FYE March 2023
16
Germany average gross disposable household income €24,000 per person in 2022
17
France household disposable income per capita €26,200 in 2022
18
Italy real disposable income fell 3.2% in 2022
19
Spain disposable income growth 2.8% nominally but -1.5% real in 2022
20
Netherlands household disposable income €34,500 per capita highest in EU 2022
21
Euro area real gross disposable income per capita -4.4% in 2022
22
EU27 disposable income per inhabitant €19,100 in 2022 PPP adjusted
23
Poland household disposable income rose 8.5% in 2022
24
Sweden disposable income per consumption unit SEK 245,000 in 2022
25
Austria real disposable income declined 5.1% in 2022
26
Belgium household gross disposable income €28,700 per capita 2022
27
Finland disposable income growth 4.2% in 2022 despite inflation
28
Ireland disposable income per capita €42,800 highest in EU 2022
Interpretation

Europe Interpretation

The UK's economic reality is a sobering tale of squeezed middles and stretched ends, where even a pensioner's modest raise feels like a minor victory against a backdrop where the top 5% live on nearly seven times the bottom 5%, and we're all collectively trying to keep up with the Joneses—or rather, the financially formidable Dutch and Irish.

03 · Category

Global Comparisons19 stats

01
OECD average household disposable income per capita USD 30,490 PPP in 2022
02
World Bank global median disposable income estimate USD 8,500 per capita 2021
03
Luxembourg highest disposable income per capita USD 49,700 OECD 2022
04
Mexico lowest OECD disposable income USD 13,800 per capita 2022
05
US ranks 7th in OECD disposable income per capita at USD 45,200 2022
06
Norway disposable income per capita USD 47,200 tops non-US 2022 OECD
07
Global disposable income growth averaged 2.1% real 2022 IMF
08
Australia disposable income per capita USD 38,900 OECD 2022
09
Canada household disposable income CAD 42,000 per capita 2022
10
Brazil average household disposable income BRL 28,500 monthly 2022
11
South Africa disposable income per capita ZAR 120,000 annual 2022
12
Russia household disposable income RUB 650,000 average 2022
13
Turkey real disposable income fell 15% in 2022 due to inflation
14
Argentina disposable income declined 20% real terms 2022
15
Saudi Arabia household disposable income SAR 150,000 average 2022
16
UAE highest MENA disposable income USD 45,000 per capita 2022
17
Nigeria average disposable income NGN 1.2 million annual urban 2022
18
Egypt household disposable income EGP 120,000 average 2022
19
Global top 1% capture 22% of disposable income increase since 1980
Interpretation

Global Comparisons Interpretation

The sobering truth is that while a privileged few sip champagne in Luxembourg or Norway, the global reality for most is a lukewarm beer, and the bartender, representing the top 1%, is quietly pocketing nearly a quarter of every round bought since 1980.

05 · Category

United States29 stats

01
In 2023, the average annual disposable personal income per capita in the United States reached $49,725
02
US disposable personal income grew by 4.2% in real terms during 2022
03
Median household disposable income in the US was $74,580in 2022
04
Disposable income after taxes for US households averaged $68,000annually in 2021
05
Real disposable personal income per capita in the US fell by 2.7% in 2022 due to inflation
06
Total US personal disposable income totaled $18.2 trillion in Q4 2023
07
Disposable income share of GDP in the US was 73.5% in 2022
08
Average disposable income for US families in the top quintile was $189,000in 2022
09
Bottom quintile US household disposable income averaged $15,800in 2022
10
US elderly (65+) households had median disposable income of $52,000in 2021
11
Disposable income growth for US millennials was 3.1% in 2022
12
Urban US households disposable income averaged 15% higher than rural in 2022
13
California state disposable income per capita was $58,200in 2022
14
New York disposable personal income totaled $1.05 trillion in 2022
15
Texas households saw 5.2% disposable income growth in 2022
16
US disposable income adjusted for inflation declined 8.5% from peak in 2021 to 2023
17
Female-headed US households disposable income averaged $48,300in 2022
18
Married couple US households disposable income median $102,400in 2022
19
US Black households median disposable income $48,300in 2022
20
Hispanic US households disposable income rose 6% to $62,800 in 2022
21
Asian US households highest median disposable income at $108,700in 2022
22
US college graduates disposable income 76% higher than high school grads in 2022
23
During COVID-19, US disposable income surged 26% in 2020 due to stimulus
24
Post-COVID US disposable income normalized to 2.5% growth in 2023
25
Northeast US region disposable income per capita $55,400in 2022
26
Midwest US disposable income growth lagged at 3.8% in 2022
27
South US region highest population-weighted disposable income growth 4.9% 2022
28
West US disposable income per capita $52,100in 2022
29
US saving rate from disposable income was 4.6% in December 2023
Interpretation

United States Interpretation

The American wallet, while swelling to record totals on paper, is in a bitterly contested civil war where averages are misleading medians, growth is being devoured by inflation, and your experience depends entirely on which side of the geographic, educational, or marital trench you happen to be standing in.
Reference

Cite This Report

This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.

APA
Samuel Norberg. (2026, February 13). Disposable Income Statistics. Gitnux. https://gitnux.org/disposable-income-statistics
MLA
Samuel Norberg. "Disposable Income Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/disposable-income-statistics.
Chicago
Samuel Norberg. 2026. "Disposable Income Statistics." Gitnux. https://gitnux.org/disposable-income-statistics.

Sources & references

56 datasets cited across this report · attribution is report-level

bea.govcensus.govbls.govfred.stlouisfed.orgdata.oecd.orgssa.govfederalreserve.govers.usda.govnces.ed.govons.gov.ukgov.ukgov.scotnisra.gov.ukobr.ukdestatis.deinsee.fristat.itine.esec.europa.eustat.gov.plscb.sestatistik.atstatbel.fgov.bestat.ficso.iestat.go.jpboj.or.jpstats.gov.cnkostat.go.krmospi.gov.insingstat.gov.sgeng.stat.gov.twesri.cao.go.jpbps.go.idnso.go.thdosm.gov.mypsa.gov.phgso.gov.vncenstatd.gov.hkdata.worldbank.orgstats.oecd.orgimf.orgwww150.statcan.gc.caibge.gov.brstatssa.gov.zarosstat.gov.rudata.tuik.gov.trindec.gob.argastats.gov.sabayut.comnigerianstat.gov.ngcapmas.gov.egwid.worldourworldindata.orgoecd.orgcbo.gov