GITNUX MARKETDATA REPORT 2024
Capital One Card Limit Statistics
The average credit limit for a Capital One card is typically around $5,000 to $10,000, with some cards having higher limits depending on the applicant's credit history and financial situation.
In this post, we’ll explore a comprehensive overview of Capital One’s credit card statistics, providing a detailed look at key figures such as outstanding loan amounts, market share, interest rates, approval rates for limit increases, user behaviors, issuer ranking, delinquency rates, FICO scores, user satisfaction, credit limits, fees, and target credit score ranges. Let’s dive into the data behind Capital One’s credit card operations.
Statistic 1
"As of Q4 2020, Capital One had $107.84 billion in outstanding credit card loans."
Statistic 2
"Capital One represents 8.57% of the U.S. credit card market share by purchase volume as of 2021."
Statistic 3
"Capital One's credit card interest rates typically range from 15.49% - 25.49% variable APR."
Statistic 4
"73% of Capital One credit card holders who requested a limit increase were approved according to a 2020 survey."
Statistic 5
"85% of Capital One credit card users increased their credit limit by asking over the phone."
Statistic 6
"Nearly 60% of Capital One card holders did not carry a balance from month to month in 2021."
Statistic 7
"Capital One is the 3rd largest credit card issuer in the United States."
Statistic 8
"Capital One had a 3.92% delinquency rate on credit card loans as of Q4 2020."
Statistic 9
"Around 50% of Capital One credit card users have FICO scores above 660."
Statistic 10
"Nearly 99% of Capital One cardholders recommend their cards to others."
Statistic 11
"Capital One credit cards cater to a range of credit scores from bad (300-579) to excellent (800-850)."
Statistic 12
"The average Capital One cardholder has a $5,000 credit limit."
Statistic 13
"Some Capital One cards, such as QuicksilverOne, have an annual fee of $39."
Jannik Lindner
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