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Business FinanceTop 10 Best Jewellery Accounting Software of 2026
Top 10 jewellery accounting software ranking for jewellers with comparisons of Cin7 Core, Sage Intacct, Oracle NetSuite, Zoho Books, and Xero.
How we ranked these tools
Core product claims cross-referenced against official documentation, changelogs, and independent technical reviews.
Analyzed video reviews and hundreds of written evaluations to capture real-world user experiences with each tool.
AI persona simulations modeled how different user types would experience each tool across common use cases and workflows.
Final rankings reviewed and approved by our editorial team with authority to override AI-generated scores based on domain expertise.
Score: Features 40% · Ease 30% · Value 30%
Gitnux may earn a commission through links on this page — this does not influence rankings. Editorial policy
Oracle NetSuite is the safest pick if you run a multi-entity jewellery group that needs tightly controlled accounting with inventory and extensible workflows, while Zoho Books fits small retailers that want integrated, automated accounting without the ERP overhead.
Editor’s top 3 picks
Three quick recommendations before you dive into the full comparison below — each one leads on a different dimension.
Oracle NetSuite
SuiteScript custom records and SuiteTalk APIs let jewellers build controlled data flows around nonstandard product attributes.
Built for fits when multi-entity jewellery groups need controlled accounting, inventory integration, and extensible workflows..
Zoho Books
Editor pickWorkflow rules, custom functions, webhooks, and REST API connections across Zoho Books and Zoho Inventory.
Built for fits when small jewellery retailers need integrated accounting, customizable item records, and automation across Zoho applications..
Xero
Editor pickXero’s Accounting API exposes invoices, contacts, payments, bank transactions, and tracking categories for connected retail and inventory applications.
Built for fits when jewellers need a cloud ledger connected to retail, ecommerce, payment, and inventory applications..
Comparison Table
Oracle NetSuite
enterpriseCloud ERP covering accounting, inventory, order management, procurement, and multi-entity financial reporting.
SuiteScript custom records and SuiteTalk APIs let jewellers build controlled data flows around nonstandard product attributes.
Oracle NetSuite supports perpetual inventory, multi-location stock control, purchase order matching, sales tax, and audit trails. Custom records can store metal grades, stone details, certificates, and vendor attributes that are not represented by standard item fields. Role-based permissions, approval workflows, and saved searches give finance teams control over operational data.
The main tradeoff is implementation complexity because jewellery-specific workflows often require configuration, scripts, or partner-built extensions. A multi-entity retailer can connect point-of-sale, ecommerce, payment, and warehouse systems through SuiteTalk while consolidating financial reporting in one ledger.
- +SuiteTalk REST and SOAP APIs support deep connections with commerce, warehouse, and point-of-sale systems
- +OneWorld consolidates subsidiaries, currencies, tax rules, and intercompany transactions
- +SuiteScript and SuiteFlow support custom jewellery fields, approvals, and operational automation
- +Perpetual inventory connects item movements with financial records
- –Jewellery-specific hallmark and fineness workflows require custom records or extensions
- –Implementation typically needs experienced administrators, consultants, and controlled sandbox testing
- –Advanced retail and warehouse workflows may depend on third-party connectors
- –Customizations can increase maintenance requirements during upgrades
Multi-entity jewellery groups
Consolidated subsidiary accounting
Centralized group reporting
Omnichannel jewellery retailers
Synchronized sales and stock
Fewer reconciliation errors
Show 2 more scenarios
Custom jewellery manufacturers
Configured production costing
Better order margin visibility
Custom records and workflows capture components, vendor charges, production status, and approval history for each order.
International jewellery wholesalers
Imported inventory costing
More accurate landed margins
Landed cost allocation assigns freight, duties, and handling charges to received inventory for more accurate margins.
Best for: Fits when multi-entity jewellery groups need controlled accounting, inventory integration, and extensible workflows.
Zoho Books
SMBOnline accounting software for invoicing, expenses, inventory, tax workflows, and financial reporting.
Workflow rules, custom functions, webhooks, and REST API connections across Zoho Books and Zoho Inventory.
Zoho Books supports item quantities, warehouses, purchase documents, sales documents, invoices, credit notes, bank feeds, and tax reports. Custom fields can capture metal weight, karat, stone details, supplier references, and certificate numbers. REST API access, workflow rules, webhooks, and Zoho Inventory integration provide more control than a standalone ledger.
The main tradeoff is the absence of native karat conversion and precious-metal price revaluation. A two-location retailer selling finished rings and necklaces can keep financial records in Zoho Books while using custom fields for product attributes. Memo inventory, consignment movements, and repair jobs require separate operational controls or connected applications.
- +Zoho Inventory integration extends stock, warehouse, barcode, and order controls.
- +Custom fields capture metal, stone, supplier, and certificate attributes.
- +Workflow rules, webhooks, and REST API support connected operations.
- +Invoices, bank feeds, tax reports, and reconciliation cover daily finance.
- –No native karat conversion or precious-metal price revaluation.
- –Memo inventory and consignment workflows need external controls.
- –Repair jobs lack a dedicated jewellery repair accounting model.
- –Advanced stock scenarios depend on Zoho Inventory configuration.
Independent jewellery retailers
Daily sales and purchasing
Reconciled retail accounts
Wholesale jewellery suppliers
Customer-specific order processing
Traceable wholesale orders
Show 1 more scenario
Zoho ecosystem users
Connected inventory administration
Fewer duplicate entries
Zoho Books and Zoho Inventory exchange accounting, purchasing, sales, and stock information.
Best for: Fits when small jewellery retailers need integrated accounting, customizable item records, and automation across Zoho applications.
Xero
SMBCloud accounting software for invoicing, bank reconciliation, expenses, reporting, and connected business applications.
Xero’s Accounting API exposes invoices, contacts, payments, bank transactions, and tracking categories for connected retail and inventory applications.
Xero handles double-entry bookkeeping, purchase bills, sales invoices, bank reconciliation, expense capture, and financial statements in one cloud workspace. Its Accounting API exposes invoices, contacts, payments, bank transactions, and tracking categories for external retail, ecommerce, payment, and inventory systems. Multi-currency support and configurable tax rates also suit businesses selling across regions.
The tradeoff is limited native support for serialized jewellery inventory and specialised product attributes. Memo inventory workflows require external applications or manual controls. Xero fits a jewellery retailer that needs dependable financial records while a connected inventory system manages product-level stock.
- +Accounting API exposes invoices, contacts, payments, bank transactions, and tracking categories.
- +Bank feeds and reconciliation rules reduce manual transaction coding.
- +Tracking categories separate stores, channels, or business units.
- +Broad app ecosystem connects retail, ecommerce, payments, and inventory systems.
- –Native inventory lacks jewellery attributes such as metal purity, stone details, and serial numbers.
- –Memo inventory workflows require external applications or manual controls.
- –Advanced purchasing and warehouse controls depend on connected applications.
- –API integrations require OAuth setup, data mapping, and ongoing error handling.
Small jewellery retailers
Daily bank reconciliation
Cleaner monthly accounts
Multi-channel jewellers
Connected sales system reporting
Unified financial reporting
Show 1 more scenario
Accounting firms
Repeatable client integrations
Consistent client workflows
The API supports reusable connections that map client invoices, contacts, payments, and tracking categories.
Best for: Fits when jewellers need a cloud ledger connected to retail, ecommerce, payment, and inventory applications.
Jewel360
vertical specialistJewellery business software covering point of sale, inventory, customer management, and accounting integrations.
Jewellery item records combine valuation-ready tracking fields with controlled movement history for inventory-to-accounting consistency.
Jewel360 is jewellery accounting software focused on jewellery inventory workflows, not general ledger-only bookkeeping. It supports item-level tracking for jewellery and related documents, and it records inventory movements in a way meant to support perpetual valuation.
The system includes audit-focused transaction history, while automation and integrations help connect sales, purchases, and stock changes. Jewel360 is designed for jewellers that need consistent inventory and accounting alignment across locations and channels.
- +Jewellery-specific inventory fields support detailed item and document capture
- +Perpetual inventory tracking ties stock moves to accounting outcomes
- +Audit trail records transaction history for inventory and accounting activity
- +Integration options reduce manual posting during sales and stock workflows
- –Strong setup discipline is needed to map inventory categories and accounting rules
- –Some advanced financial reporting needs configuration to match local reporting styles
Best for: Fits when jewellers need inventory-aware accounting that stays consistent across locations and sales channels.
Valigara
vertical specialistJewellery business management software for inventory, sales, manufacturing, CRM, and accounting connections.
Automatic ledger impacts derived from jewellery inventory attributes, including metal and stone trace fields.
Valigara records jewellery financials by connecting inventory events to double-entry bookkeeping for metal and stone trades. The core flow links purchase, sales, and stock movements to valuation and traceability fields used for jewellery accounting.
It supports jewelry-specific inventory attributes and memo or job workflows rather than relying on generic item catalogs. Valigara also provides automation points for syncing transactions from operational systems and for controlling how changes post to the ledger.
- +Inventory-to-ledger posting keeps metal and stone movements aligned with accounts
- +Jewellery-specific item attributes support hallmark, fineness, and lot-level traceability
- +Automation rules reduce manual mapping between operational documents and journal entries
- +Job and memo workflows support repair and consignment style accounting cycles
- –Complex valuation setups can require careful configuration of costing and revaluation logic
- –API and integration depth may be uneven across all operational systems without custom work
- –Granular governance like approval chains and audit log controls may need admin policy design
- –Reporting coverage for multi-channel returns and credit memos can require configuration
Best for: Fits when jewellery accounting needs inventory traceability tied to ledger postings across locations and workflows.
Logic ERP
vertical specialistERP software with jewellery modules for inventory, manufacturing, sales, purchasing, and accounting.
Serialized and lot traceability is carried through day-to-day transaction flows, supporting stock reconciliation from receiving to adjustment.
Logic ERP targets jewellers that need accounting tied to detailed inventory operations, not just invoice posting. It focuses on end-to-end workflows across purchasing, sales, returns, and stock movements with double-entry bookkeeping behavior behind the transactions.
The system supports jewellery-specific inventory needs such as batch and lot traceability and serialized item handling, which helps reconcile stock during audits and adjustments. Automation is built around configurable transaction flows and approvals, and integrations are designed to keep order and inventory data consistent across channels.
- +Transaction-led workflows link stock moves to double-entry accounting outcomes
- +Lot and serialized inventory support fits jewellery traceability and audit work
- +Configurable approvals reduce manual correction during purchase and sales cycles
- +Integration patterns prioritize keeping inventory levels aligned with orders
- –Weighted-cost and costing methodology changes require careful operational governance
- –Advanced jewellery workflows take configuration time before they match shop practice
Best for: Fits when jewellers need inventory traceability tied to accounting and can invest in workflow configuration.
The Edge
SMBPoint-of-sale and inventory management software for retail jewellers.
Work and repair documentation can be connected to accounting impact, keeping operational records and ledger postings aligned.
The Edge from ait-world.com targets jewellery accounting workflows with inventory and cost handling built around precious goods realities. The system supports purchase, sales, returns, and accounting postings tied to item movements so balances stay aligned with stock changes.
It also focuses on operational tracking such as repairs and job-like work records that link commercial documents to accounting impact. Integration options matter for jewellery teams, and The Edge is positioned to connect order and inventory movement signals into the ledger process.
- +Document-to-ledger posting keeps accounting totals synchronized with stock movements
- +Repairs and work records can be tracked through the same sales and accounting flows
- +Inventory handling supports jewellery-specific processing needs for controlled items
- +Accounting output is tied to operational transactions instead of isolated modules
- –Advanced jewellery valuation and cost methods demand careful setup discipline
- –Deep POS and e-commerce integration breadth depends on specific connector availability
Best for: Fits when mid-size jewellers need transaction-linked accounting with operational tracking across repairs and inventory movements.
Gemini
vertical specialistJewellery manufacturing and wholesale distribution ERP system.
Repair-order and return accounting workflows that tie stock movement and item attribute changes to ledger effects.
Gemini is a jewellery accounting system focused on tracking stock movements tied to the jewellery lifecycle, from acquisition through sale, repair, and returns. It supports perpetual inventory handling and structured transaction processing for multi-location workflows, which helps keep valuations and ledger entries aligned during day-to-day operations.
Gemini also emphasizes controlled data entry around item attributes used in jewellery commerce, including metal weight fields and stone details. Integration coverage is narrower than general ERP suites, so the strongest fit comes when jewellery operations and accounting processes are kept inside the same workflow boundaries.
- +Perpetual inventory updates stay linked to ledger posting
- +Jewellery-focused item fields support metal and stone capture
- +Multi-location transaction handling supports branch stock control
- +Repair and return workflows keep accounting and stock movement aligned
- –Integration depth is weaker than ERP-led stacks for complex automation
- –Advanced controls require consistent item master setup discipline
- –Some costing edge cases need careful workflow design
- –Exports and reconciliation workflows can take more manual work
Best for: Fits when jewellery teams need perpetual inventory and jewellery attribute capture without ERP-level complexity.
Counterpoint SQL
SMBRetail management system with jewellery-specific configuration options.
SQL-backed reporting that supports direct extraction for reconciliation and integration without leaving the accounting ledger trail.
Counterpoint SQL runs jewellery accounting workflows by posting double-entry transactions from inventory movements and operational documents into a general ledger. It supports jewellery-specific inventory handling through metal and stone tracking fields used in valuation, audit trail, and stock reconciliation.
Counterpoint SQL also connects operational throughput to financials by reflecting purchase, sales, and adjustments in perpetual inventory records. Its distinct angle is tight coupling between transactional processes and SQL-based reporting access for extraction, integration, and reconciliation.
- +SQL reporting access helps automate reconciliations and reconciler-friendly extracts
- +Double-entry posting links operational documents to ledger balances
- +Inventory movements drive perpetual stock figures for continuous valuation checks
- +Audit trail supports traceability across stock and accounting changes
- –Jewellery workflows can require careful configuration to match local practices
- –UI navigation can feel slower when switching between inventory and ledger views
Best for: Fits when jewellers need SQL-accessible accounting and disciplined transactional posting across inventory and ledger.
TechWiser Jewellery
vertical specialistJewellery business management software covering inventory, sales, and accounting.
Attribute-led jewellery item handling that ties stock movements to metal and stone details.
TechWiser Jewellery focuses on jewellery accounting workflows where inventory accuracy depends on item attributes rather than stock by SKU alone.
Core accounting covers sales and purchases, stock movements, and reconciliation processes that keep postings aligned to inventory updates.
The automation surface is centered on document-driven events so users can process invoices and stock adjustments without manually re-entering accounting logic.
- +Jewellery-focused inventory attributes support more accurate item tracking
- +Document-led transactions reduce posting variance across sales and purchases
- +Inventory reconciliation workflows help keep stock counts aligned
- +Audit-oriented history keeps transaction changes traceable
- –Limited evidence of deep API coverage compared with enterprise systems
- –Automation rules depend on careful setup for consistent inventory outcomes
- –Advanced multi-entity controls feel lighter than enterprise accounting suites
- –Complex costing methods are less detailed than specialized jewellery ERP stacks
Best for: Fits when mid-size jewellers need jewellery inventory accounting with stronger traceability than general accounting tools.
Conclusion
After evaluating 10 business finance, Oracle NetSuite stands out as our overall top pick — it scored highest across our combined criteria of features, ease of use, and value, which is why it sits at #1 in the rankings above.
Use the comparison table and detailed reviews above to validate the fit against your own requirements before committing to a tool.
How to Choose the Right jewellery accounting software
Jewellery accounting software connects double-entry bookkeeping to jewellery inventory attributes so ledger postings stay aligned with stock movements, documents, and item identity. This buyer’s guide evaluates Oracle NetSuite, Sage Intacct, and NetSuite side by side with tools purpose-built for jewellery workflows, including Jewel360, Valigara, and Logic ERP.
The comparison centers on integration depth, including API and automation surface for data flows across POS, ecommerce, warehouse systems, and inventory synchronization. It also checks administrative governance through configuration control, extensibility options, and audit-oriented traceability paths from inventory events to accounting outcomes.
Jewellery accounting software for inventory-aware double-entry bookkeeping
Jewellery accounting software is the accounting layer that understands jewellery-specific item attributes and carries them into posting logic for perpetual inventory and inventory-to-ledger consistency. Oracle NetSuite uses SuiteScript custom records and SuiteTalk REST and SOAP APIs to route nonstandard jewellery attributes through extensible accounting and inventory workflows.
Jewel360 focuses on jewellery item records that keep valuation-ready tracking fields and movement history consistent across locations and sales channels. Valigara uses inventory-to-ledger posting derived from metal and stone trace fields, tying jewellery attribute changes directly to ledger impacts so reconciliation stays grounded in item trace fields.
Jewellery accounting features that connect inventory identity to double-entry postings
Jewellery accounting software has to carry jewellery-specific item identity into double-entry bookkeeping so inventory changes produce the right ledger effects. These features prevent “document posted vs stock moved” drift by tying movement, valuation logic, and item attributes to the accounting outcomes.
Inventory-to-ledger linkage for metal and stone attributes
Valigara derives automatic ledger impacts from metal and stone trace fields so ledger postings stay aligned with jewellery inventory attributes. Logic ERP keeps serialized and lot traceability in the same transaction flows that create double-entry outcomes.
API and automation surface for nonstandard jewellery attributes
Oracle NetSuite provides SuiteScript custom records and SuiteTalk REST and SOAP APIs so jewellers route nonstandard attributes into controlled accounting and inventory workflows. Zoho Books uses workflow rules, custom functions, webhooks, and REST API connections across Zoho Books and Zoho Inventory.
Jewellery item records designed for valuation-ready tracking fields
Jewel360 builds jewellery item records that combine valuation-ready tracking fields with controlled movement history for inventory-to-accounting consistency. TechWiser Jewellery uses attribute-led item handling that ties stock movements to metal and stone details and reduces posting variance across sales and purchases.
Serialized and lot traceability carried through day-to-day workflows
Logic ERP carries serialized and lot traceability through receiving to adjustments so stock reconciliation stays traceable to accounting. Gemini focuses on repair-order and return accounting workflows that tie perpetual inventory updates and jewellery attribute capture to ledger effects.
Reconciliation-ready reporting and ledger trail extractability
Counterpoint SQL provides SQL-backed reporting that supports direct extraction for reconciliation while preserving a double-entry posting link between operational documents and ledger balances. Oracle NetSuite supports controlled data flows through SuiteTalk APIs to connect commerce, warehouse, and point-of-sale systems to accounting outcomes.
Choosing jewellery accounting software by integration control and governance depth
The best selection path starts with integration control because jewellers rarely run one system end to end and attribute mapping breaks without an enforced flow. The second path starts with workflow governance because jewellery valuation setups and repair and consignment handling require consistent item master discipline across locations and channels.
Map how jewellery attributes must travel into ledger postings
If ledger effects must be derived from metal and stone trace fields, prioritize Valigara inventory-to-ledger posting so valuation and reconciliation start from jewellery attributes. If traceability must follow serialized and lot-controlled movement through adjustments, prioritize Logic ERP serialized and lot traceability in day-to-day transaction workflows.
Pick the automation philosophy based on where data transformations happen
Oracle NetSuite fits when transformations need controlled data routing via SuiteScript custom records and SuiteTalk REST and SOAP APIs. Zoho Books fits when automation should run through Zoho workflow rules, custom functions, webhooks, and REST API connections across Zoho Books and Zoho Inventory.
Confirm jewellery-specific item master coverage for documents and movements
If valuation-ready fields must live in the item record and carry consistent movement history, choose Jewel360 for inventory-aware accounting across locations and sales channels. If jewellery attribute capture must be stronger than general accounting item records, choose TechWiser Jewellery for attribute-led inventory accounting tied to metal and stone details.
Test repair and return workflows against ledger linkage
If repair-order and return accounting must keep perpetual inventory updates linked to ledger posting, choose Gemini for jewellery-focused repair workflows that update inventory and ledger outcomes together. If repair documentation must connect operational records to accounting impact, choose The Edge to link work and repair documentation to ledger posting.
Run an integration depth check using real extract, sync, and reconciliation paths
If reconciliation requires SQL-accessible ledger extracts without leaving the accounting ledger trail, choose Counterpoint SQL for SQL-backed reporting and extraction support. If full multi-entity group consolidation and intercompany accounting control matter, choose Oracle NetSuite because OneWorld consolidates subsidiaries, currencies, tax rules, and intercompany transactions while keeping controlled accounting flows.
Who benefits from jewellery accounting software built for inventory identity
Jewellery teams need accounting that can represent item identity like metal fineness, stone details, and lot or serial traceability while producing consistent double-entry outcomes. The right fit depends on whether the business needs extensible integration control, jewellery-specific workflow coverage, or SQL-ready reconciliation support.
Multi-entity jewellery groups with custom attribute workflows
Oracle NetSuite supports multi-entity consolidation with OneWorld and uses SuiteScript and SuiteTalk APIs to build controlled accounting and inventory workflows around nonstandard jewellery attributes.
Small jewellery retailers standardizing inventory, barcode, and order controls
Zoho Books works with Zoho Inventory and uses workflow rules, custom functions, and REST API connections to extend stock and warehouse controls while custom fields capture metal, stone, supplier, and certificate attributes.
Jewellery businesses with repair and return volume that must stay ledger-linked
Gemini keeps perpetual inventory updates linked to ledger posting while capturing jewellery attributes through repair-order and return workflows.
Jewellery operators requiring lot and serialized reconciliation across receiving to adjustments
Logic ERP maintains serialized and lot traceability through transaction-led workflows so stock reconciliation can be traced from receiving to adjustments and ledger outcomes.
Jewellery finance teams that need SQL-accessible reconciliation workflows
Counterpoint SQL provides SQL-backed reporting and direct extraction support so reconciliations can be automated using ledger-trail-linked extracts.
Common failure points in jewellery accounting software implementations
Jewellery accounting fails most often when attribute mapping and workflow discipline are treated as optional configuration details. These pitfalls show up as reconciliation mismatches, missing ledger linkage for repairs, or inventory identity dropping out of accounting postings.
Treating jewellery-specific item attributes as optional fields
Choose tools like Jewel360 that use valuation-ready tracking fields in the item record so movement history stays consistent with inventory-to-accounting outcomes.
Choosing an ERP-style tool but underestimating jewellery valuation governance
Plan for operational governance in Logic ERP because weighted-cost and costing methodology changes require careful operational governance to keep day-to-day inventory and ledger outcomes aligned.
Under-testing repair and return posting paths against perpetual inventory updates
Run workflow tests in Gemini and The Edge that cover repair-order and return inventory changes to confirm ledger effects remain tied to perpetual inventory updates and jewellery attribute capture.
Assuming accounting API access will replace a jewellery-specific integration model
Xero’s Accounting API exposes invoices, contacts, payments, bank transactions, and tracking categories but its native inventory lacks jewellery attributes like metal purity, stone details, and serial numbers, so a jewellery attribute strategy still must be engineered.
Skipping controlled sandbox testing for custom attribute routing
Oracle NetSuite implementations typically need experienced administrators and controlled sandbox testing because jewellery-specific hallmark and fineness workflows often require custom records or extensions.
How We Selected and Ranked These Tools
We evaluated jewellery accounting software using feature coverage, integration control, and governance depth across jewellery-specific workflows. Features accounted for 40% of the scoring because inventory identity and ledger linkage must work for metal and stone attributes, repair flows, and traceability requirements.
Ease and value each accounted for 30% because teams need predictable setup and usable automation surfaces without manual rework. Oracle NetSuite stood out with SuiteScript custom records and SuiteTalk REST and SOAP APIs plus OneWorld consolidation, which supported controlled data flows across entities, currencies, tax rules, and intercompany transactions.
Frequently Asked Questions About jewellery accounting software
How do NetSuite SuiteScript and SuiteTalk APIs support jewellery-specific item attributes and approvals?
Which tools expose an Accounting API that a jeweller can use to push and pull accounting objects?
How does Jewel360 keep inventory movements aligned with valuation and audit history?
When does perpetual inventory support in Gemini break down compared with ERP-style suites?
What data migration sequence reduces ledger mismatches when moving from spreadsheets to Counterpoint SQL?
Where do admin controls and RBAC show up differently between NetSuite and Logic ERP for multi-location jewellery?
Which jewellery accounting workflows are best handled by Valigara’s inventory-event to ledger-posting mapping?
What breaks if repairs and returns are not represented as first-class transactions in The Edge?
How do Counterpoint SQL and TechWiser Jewellery handle SQL or reporting extraction for reconciliation workflows?
When does Zoho Books require extra controls for consignment and jewellery attributes compared with GEM-style systems?
Tools reviewed
Primary sources checked during evaluation.
Referenced in the comparison table and product reviews above.
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