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Financial Services InsuranceTop 10 Best Group Health Insurance Quoting Software of 2026
Top 10 ranking of group health insurance quoting software tools with comparison notes for brokers and benefits teams, including Benefitfocus, Selerix, Ease.
How we ranked these tools
Vendors set the topic, but our editors set the inclusion criteria and the evaluation framework before research starts.
Search agents gather the source set and the review record, including transcriptions of video reviews and podcasts.
Framework: Features 40% · Ease 30% · Value 30%
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Benefitfocus is the best pick for broker teams that need repeatable quote-to-enrollment consistency across many employers, since its workflow keeps census-derived inputs aligned from carrier quote request through enrollment-ready outcomes, while Selerix fits agencies that prioritize auditable census normalization and eligibility rule application tied to the same carrier-ready output set.
Editor’s top 3 picks
Three quick recommendations before you dive into the full comparison below — each one leads on a different dimension.
Benefitfocus
A quote-to-enrollment workflow that keeps census-derived inputs aligned from carrier quote request through enrollment-ready outcomes.
Best for: Fits when brokers need quote consistency across many employers with governed eligibility rules.
Selerix
Editor pickSelerix’s quote-request workflow keeps census normalization and eligibility rule application tied to the same carrier-ready output set.
Best for: Fits when agencies need census-driven quoting repeatability and auditable underwriting support.
Ease
Editor pickTemplate-driven quote request and proposal output generation from structured employee census inputs.
Best for: Fits when agencies need repeatable group medical quoting workflows and consistent proposal outputs.
Comparison Table
Benefitfocus
enterpriseBenefitfocus provides benefits shopping, plan comparison, enrollment, and administration for employers.
A quote-to-enrollment workflow that keeps census-derived inputs aligned from carrier quote request through enrollment-ready outcomes.
Benefitfocus is strongest when quote requests require consistent census handling and eligibility rules that must carry through to underwriting-ready submissions. The quoting workflow can standardize inputs used for carrier connectivity and downstream plan comparison, which helps reduce discrepancies between initial quotes and renewal cycles. Administrative controls support centralized configuration for eligibility parameters and change tracking so agencies can manage multiple employer groups without rewriting processes each time.
A tradeoff appears in setup complexity, since accurate quote output depends on correct configuration of eligibility rules and data mappings before volume quoting becomes routine. Benefitfocus fits best when a broker or benefits team runs repeatable quote-to-enrollment workflows across many employers and expects integration with an enrollment platform or agency management system.
- +Quote-to-enrollment workflow reduces rework between initial quotes and underwriting
- +Carrier quote requests reuse normalized inputs to keep outputs consistent
- +Admin controls support governance across broker and employer configurations
- +Integration and automation surfaces support systems-level onboarding
- –Eligibility configuration requires careful governance to avoid quote discrepancies
- –Some quoting workflows depend on carrier connectivity availability
Benefits brokers and agencies
Standardize quote workflow for employer groups
Fewer worksheet corrections
Employer HR and benefits admins
Support renewal-ready quote submissions
Lower renewal back-and-forth
Show 1 more scenario
Systems integration and operations
Automate data exchange with enrollment tools
Higher throughput for quotes
Integration and API workflows connect census, quote requirements, and enrollment-ready outputs to existing systems.
Best for: Fits when brokers need quote consistency across many employers with governed eligibility rules.
Selerix
SMBBenefits administration software with group health quoting and enrollment capabilities for brokers and employers.
Selerix’s quote-request workflow keeps census normalization and eligibility rule application tied to the same carrier-ready output set.
Selerix is a fit for agencies and benefits operations teams that handle frequent group medical quoting with recurring census updates and multiple plan options per employer. It centers quoting execution around quote requests that can be tracked from initial data intake to plan comparison and carrier submission materials. It also supports downstream renewal workflows where underwriting requirements and contribution strategy details must remain consistent across iterations.
A key tradeoff is that the value depends on maintaining clean census normalization and eligibility rules configuration, since errors propagate into rate worksheet results and plan comparison outputs. Selerix works best when agency governance already defines who can change rule logic and when teams need repeatable turnaround for carrier quote submissions.
- +Quote workflow tracking from request intake through carrier submission artifacts
- +Census normalization plus eligibility rules reduce rework between quote iterations
- +Configurable plan comparison views support renewal and multi-option review
- +Audit-friendly history for quote changes across agency teams
- –Rule configuration requires disciplined governance to prevent eligibility drift
- –Complex employer configurations can slow initial setup for new teams
- –Carrier output formats may require manual mapping for edge cases
- –Advanced workflows rely on consistent data entry patterns
Agency quoting teams
Route multi-option group medical quotes
Fewer handoff gaps.
Renewal operations
Repeat underwriting-ready renewal cycles
Faster quote turnaround.
Show 1 more scenario
Underwriting support staff
Validate eligibility for submissions
Reduced carrier follow-ups.
Eligibility requirements are applied against normalized census data before outputs are finalized.
Best for: Fits when agencies need census-driven quoting repeatability and auditable underwriting support.
Ease
SMBEase supports benefits quoting, plan comparison, enrollment, and administration for brokers and employers.
Template-driven quote request and proposal output generation from structured employee census inputs.
Ease is designed for end-to-end quote-to-proposal workflows where an agency builds quote requests from census inputs, then routes plan outputs for comparison and underwriting follow-ups. The workflow emphasis centers on configuration of quote request steps and templated output formatting so teams can regenerate materials without rewriting documents. Ease’s governance model supports multi-user quoting and internal review so agencies can keep quote production consistent across accounts.
A key tradeoff is that fast onboarding depends on having clean census inputs and consistent eligibility rules so downstream quote artifacts do not require rework. Ease fits best when teams need repeatable renewal quoting with standardized plan outputs, not when teams need frequent one-off rate worksheet designs for every request.
- +Guided quote workflow turns census inputs into structured quote requests
- +Plan comparison outputs reduce manual document stitching during submissions
- +Multi-user agency workflows keep quote production consistent across accounts
- +Configurable steps support repeatable renewals with fewer document edits
- –Quoting speed depends on census quality and standardized eligibility setup
- –Some underwriting-specific data requests may require extra manual follow-up
Benefits brokerage teams
Renewal quoting with consistent outputs
Fewer manual revisions
Enrollment operations teams
Census uploads feeding quote requests
Faster quote turnaround
Show 2 more scenarios
Underwriting support staff
Follow-up data packaging
Lower back-and-forth
Organize quote artifacts so underwriting requests can be answered from the same configured outputs.
Agency account managers
Internal review before submission
More predictable submissions
Coordinate multi-user review so plan outputs remain consistent across quote-to-proposal handoffs.
Best for: Fits when agencies need repeatable group medical quoting workflows and consistent proposal outputs.
PlanSource
enterprisePlanSource provides benefits shopping, plan comparison, quoting support, enrollment, and administration.
Rules-driven quote generation that applies eligibility, participation constraints, and contribution configuration to produce carrier-ready quote outputs.
PlanSource is a group health insurance quoting workflow tool that connects census intake, eligibility rules, and carrier-ready submission artifacts. The system supports end-to-end quote requests for group medical and plan comparison work, with configuration for contribution and employee participation constraints.
- +Quote request workflow keeps census, eligibility, and submission artifacts in one flow
- +Configuration supports contribution strategy and participation constraints without spreadsheets
- +Renewal prep can reuse prior setup to reduce repeated data rework
- +Audit-ready quote object history supports internal review and handoffs
- –Complex eligibility and waiting period rules can take time to model correctly
- –Some carrier connectivity needs active carrier relationship setup
- –Multi-team agency coordination can become harder without disciplined process ownership
- –Advanced output formats may require additional manual steps after quote decisions
Best for: Fits when agencies need governed quoting workflows that carry census and rules through submission and renewal.
Employee Navigator
SMBEmployee Navigator combines benefits quoting, enrollment, administration, and compliance workflows.
Census and eligibility-driven quote request generation that keeps underwriting inputs attached to each run.
Employee Navigator generates group medical quoting outputs by combining employee census data with eligibility inputs and benefit selections into structured quote requests. It supports quote request workflows that brokers and benefits teams can reuse across groups, with built-in handling for census preparation and participation-oriented underwriting inputs.
- +Reuses employee census inputs across repeat quote requests
- +Runs eligibility and participation inputs through the quote workflow
- +Admin permissions separate employer records from agency workspaces
- +Produces carrier-ready output aligned to group quoting steps
- –Quote customization can lag behind more advanced plan comparison needs
- –Census normalization rules require careful pre-checking by staff
Best for: Fits when broker teams need consistent census-based quote request workflows with controlled employer data access.
Quotit
vertical specialistQuotit provides online health insurance quoting and proposal tools for insurance brokers.
Quote request orchestration that ties eligibility rules to carrier submission-ready outputs, reducing inconsistencies across repeat groups.
Quotit is group health insurance quoting software aimed at teams that need faster, more consistent carrier quote preparation from the employee census through proposal output. It focuses on automating the quote request workflow and plan comparison steps that normally slow down group medical quoting cycles.
- +Quote request workflow reduces manual re-entry between plan design and submission
- +Eligibility configuration helps keep census-driven inputs consistent across groups
- +Plan comparison output supports quicker internal review during benefit redesign
- +Operational support for multi-group agency workflows fits recurring renewal cycles
- –Carrier quote steps can require provider-specific configuration depth
- –Automation breadth is strong for quoting but thinner for downstream enrollment support
- –Change management for census updates needs disciplined versioning practices
- –Reporting customization is limited compared with teams that need bespoke dashboards
Best for: Fits when agencies run frequent group medical quoting and need standardized census-to-quote workflows with controlled eligibility logic.
Connecture
enterpriseBenefits marketplace platform providing group health insurance quoting and enrollment automation for brokers and carriers.
Quote-to-enrollment workflow management that carries plan and eligibility configuration from initial request through renewal readiness.
Connecture targets group insurance quoting workflows with configurable quote-to-enrollment steps that agencies can align to carrier and internal underwriting requirements. The software emphasizes employee census ingestion, rate worksheet handling, and plan comparison outputs that reduce manual spreadsheet rework during quote requests.
- +Supports structured quote-to-enrollment workflow across benefit design and submissions
- +Census upload and normalization help reduce demographic data cleanup effort
- +Plan comparison outputs support faster employer decision-making during quoting
- +Agency governance and role-based access control suit multi-user quote handling
- –More configuration effort is required to match local eligibility and contribution rules
- –Quote request customization can lag behind highly bespoke carrier underwriting packages
Best for: Fits when agencies need controlled quoting workflows tied to census processing and consistent plan comparison outputs for group submissions.
Sun Life Group Quote
vertical specialistCarrier-direct quoting tool from Sun Life for group benefits including health, dental, and disability insurance plans.
Quote request generation that preserves eligibility-driven fields like waiting periods directly through to carrier-ready submission artifacts.
Sun Life Group Quote targets group health insurance quoting workflows by converting census inputs into carrier-ready quote requests and plan comparisons. It centers on preparing eligibility and benefit selections so agencies can generate carrier quote outputs for review and underwriting handoff.
- +Built for Sun Life group health quoting workflows with carrier-specific request formatting
- +Census upload drives faster preparation of quote inputs for plan comparisons
- +Eligibility and waiting period inputs stay attached to the quote request
- +Quote output packaging supports easier internal review before underwriting submission
- –Primarily Sun Life oriented, limiting reuse for multi-carrier quote operations
- –Complex benefit design scenarios can require manual data cleanup
- –External integration options appear narrower than broader broker quoting suites
- –Rate worksheet outcomes are harder to audit back to granular input changes
Best for: Fits when agencies need consistent Sun Life group medical quoting and plan comparisons from census data.
HealthConnect
SMBBenefits administration and quoting platform supporting group health plan comparison and carrier connectivity.
Census normalization plus a carrier-ready quote request builder that keeps eligibility-driven inputs consistent across plan iterations.
HealthConnect generates group insurance quotes by taking an employee census through data checks and then producing carrier-ready quote requests for group medical use cases. It also supports benefit plan comparison so agencies can review multiple plan structures against shared eligibility and contribution assumptions. The core workflow centers on quote request creation, collaboration on quote packages, and renewal-oriented updates when census or plan terms change.
- +Quote request workflow reduces manual formatting between census and carrier submissions
- +Plan comparison view helps agencies evaluate tradeoffs across options consistently
- +Guided census normalization cuts down rework when employee counts vary
- +Collaboration features support shared review of quote packages
- –Census ingestion still needs careful mapping for complex eligibility rules
- –Integration depth depends on external carrier connectivity coverage
Best for: Fits when agencies need repeatable group medical quoting with consistent census handling and plan comparisons.
Anthem BlueView
vertical specialistAnthem's broker-facing quoting portal for group health insurance plans across multiple states and metal tiers.
Anthem-to-underwriting aligned quote request workflow that keeps plan elections and eligibility rules consistent from submission to rate output.
Anthem BlueView is Anthem’s group health quoting workflow for broker and employer benefit design and carrier submissions. It centers on building a compliant request set, then generating quote outputs that follow Anthem underwriting inputs and plan configuration rules.
- +Quote outputs align closely with Anthem underwriting inputs and plan configuration
- +Broker quote request workflow keeps plan changes tied to a single submission thread
- +Friction reduction for Anthem-specific renewal and carrier-side expectations
- +Census intake supports faster setup than manual rate sheet recreation
- –Best results depend on accurate census and eligibility configuration
- –Limited benefit-plan comparison depth outside Anthem products
- –API access is not positioned as an integration-first quoting engine for third parties
- –Workflow flexibility can feel constrained for non-Anthem quote-to-enrollment processes
Best for: Fits when teams need Anthem-anchored group medical quotes with fewer handoffs into underwriting assumptions.
Conclusion
After evaluating 10 group health insurance quoting software, Benefitfocus stands out as our overall top pick — it scored highest across our combined criteria of features, ease of use, and value, which is why it sits at #1 in the rankings above.
Use the comparison table and detailed reviews above to validate the fit against your own requirements before committing to a tool.
How to Choose the Right Group Health Insurance Quoting Software
Group health insurance quoting software shortens the route from employee census to carrier submission artifacts by binding census-derived inputs to eligibility and contribution configuration inside a governed quote request workflow. This buyer guide covers Benefitfocus, Selerix, Ease, PlanSource, Employee Navigator, Quotit, Connecture, Sun Life Group Quote, HealthConnect, and Anthem BlueView. Several tools focus on keeping quote-to-enrollment continuity aligned, while others focus on repeatable quote request generation with structured plan comparison outputs.
The decisions in this category often hinge on how quote workflows carry normalized census data and eligibility rules into carrier-ready submission steps, and how much governance control agencies can apply without eligibility drift across repeated groups. Teams that manage multiple employers typically need the strongest automation and integration depth between census ingestion, rule configuration, carrier quote requests, and underwriting handoffs. The sections that follow organize these tools by the mechanics that affect quote consistency and downstream rework.
Group Health Insurance Quoting Software that turns census inputs into carrier-ready quote workflows
Group health insurance quoting software generates carrier quote requests and plan comparison outputs from structured employee census inputs while applying eligibility rules, participation constraints, waiting periods, and contribution strategy settings. Benefitfocus keeps census-derived inputs aligned across a quote-to-enrollment workflow, so the same normalized inputs flow from quote request through enrollment-ready outcomes instead of being reworked during underwriting.
Selerix uses a quote-request workflow that ties census normalization and eligibility rule application to the same carrier-ready output set, which supports repeatability and audit-ready underwriting support. Ease emphasizes template-driven quote request and proposal output generation from structured census inputs, which reduces manual stitching during submissions. The core differentiators across these tools are how tightly eligibility configuration stays coupled to quote outputs and how much automation coverage exists from request intake through carrier submission artifacts.
Quote-to-submission mechanics and governance controls that change rework
Group health insurance quoting software matters most when census-derived inputs stay linked to eligibility and contribution configuration through carrier-ready quote requests.
Teams reduce manual re-entry when the workflow keeps normalized census and rules attached to submission artifacts instead of exporting spreadsheets that break under underwriting iteration.
Quote-to-enrollment continuity workflow
Benefitfocus keeps census-derived inputs aligned from quote request through enrollment-ready outcomes so quote changes do not require rebuilding underlying inputs. Connecture also manages a quote-to-enrollment workflow that carries plan and eligibility configuration across the submission lifecycle.
Eligibility rules bound to the same quote request output set
Selerix applies census normalization and eligibility rule application to the same carrier-ready output set to support repeatability for auditable underwriting support. PlanSource uses rules-driven quote generation that applies eligibility, participation constraints, and contribution configuration into carrier-ready quote outputs.
Template-driven proposal and plan comparison output generation
Ease turns structured employee census inputs into template-driven quote requests and proposal outputs to reduce manual document stitching during submissions. HealthConnect adds a plan comparison view that helps agencies evaluate tradeoffs across quote iterations with consistent census handling.
Contribution strategy and participation constraint modeling
PlanSource supports configuration for contribution strategy and participation constraints without spreadsheet-based stitching. Benefitfocus reduces quote-to-enrollment rework by keeping carrier quote request reuse aligned to normalized inputs while contribution and eligibility configuration stay coupled to outputs.
Census handling, normalization, and mapping quality controls
Selerix focuses on census normalization plus eligibility rule application to reduce rework between quote iterations when employer data changes. Employee Navigator supports repeatable census-based quote request workflows by reusing employee census inputs while running eligibility and participation inputs through the quote workflow.
Carrier-connection depth and provider-specific submission requirements
Benefitfocus can depend on carrier connectivity availability for some quoting workflows because the workflow must reach carrier submission artifacts. Quotit keeps eligibility rules tied to carrier submission-ready outputs but carrier quote steps can require provider-specific configuration depth.
Pick the quoting workflow that matches governance depth and automation scope
Group medical quoting teams should choose based on how the tool binds census normalization, eligibility rules, and contribution strategy into outputs that survive carrier submission and underwriting handoffs.
The best fit varies by whether the team prioritizes end-to-end quote-to-enrollment continuity, repeatable quote request generation, or plan comparison output generation under tight submission timelines.
Route quote data through one governed lifecycle or stop at carrier-ready artifacts
Benefitfocus and Connecture keep census-aligned inputs connected from quote request through enrollment-ready outcomes, which reduces rework when underwriting changes force downstream updates. Ease and HealthConnect focus more on quote request and plan comparison outputs from structured census inputs, which suits teams that need consistent submission materials without managing enrollment completion steps.
Tie eligibility and participation rules to the carrier output set
Choose Selerix or PlanSource when eligibility rules, participation constraints, and contribution configuration must remain coupled to the carrier-ready output set across repeat quote iterations. If the organization prefers less complex rules modeling, Employee Navigator can fit where teams want census and eligibility-driven quote request generation with underwriting inputs attached to each run.
Standardize proposals with template-driven output generation
Select Ease when template-driven quote request and proposal output generation reduces manual document stitching during submissions. Choose HealthConnect when plan comparison views help agencies evaluate tradeoffs consistently across options using a quote request workflow that keeps eligibility-driven inputs stable.
Assess governance requirements for eligibility drift control
If eligibility configuration can be staffed with governance discipline, Selerix and Benefitfocus can support repeatability because eligibility logic stays aligned to quote outputs. If governance overhead cannot be staffed, Quotit and Employee Navigator still generate standardized workflows but can surface manual follow-up needs when provider-specific or complex underwriting data requests arise.
Match carrier connectivity expectations to the agency’s carrier coverage
Benefitfocus can depend on carrier connectivity availability, so teams with many carrier endpoints should confirm connectivity readiness before scaling quote requests. Quotit and PlanSource also require active carrier relationship setup for some workflows, so multi-carrier operations should plan for connectivity and configuration depth.
Pick a carrier-oriented tool when underwriting alignment is the main goal
Sun Life Group Quote is primarily Sun Life oriented and carries Sun Life waiting period fields through to carrier-ready submission artifacts, which fits teams that run consistent Sun Life group medical quoting. Anthem BlueView is anchored to Anthem underwriting inputs and aligns quote outputs closely with Anthem underwriting inputs, which fits teams that prioritize fewer handoffs into underwriting assumptions.
Who benefits from Group Health Insurance Quoting Software workflows
Group quoting tools fit teams that repeatedly translate employee census data into carrier-ready artifacts while applying eligibility rules, waiting periods, participation constraints, and contribution strategy.
The strongest fit depends on whether the team must control governance across repeat employers, manage quote-to-enrollment continuity, or produce structured proposals with plan comparison outputs on demand.
Broker agencies managing multiple employers with strict eligibility governance
Benefitfocus and Selerix support governed quote workflows where normalized inputs and eligibility rules stay aligned to quote requests through carrier submission artifacts, which reduces underwriting iteration rework.
Agencies that need template-consistent proposals and fewer manual stitched documents
Ease converts structured census inputs into template-driven quote requests and proposal outputs, and HealthConnect provides plan comparison views that help teams evaluate tradeoffs without rebuilding comparison materials.
Teams prioritizing quote-to-enrollment continuity across the submission lifecycle
Benefitfocus and Connecture carry plan and eligibility configuration beyond initial carrier submission steps, which keeps enrollment-ready outcomes connected to the original governed inputs.
Organizations running frequent Sun Life or Anthem group medical quoting
Sun Life Group Quote preserves eligibility-driven waiting period fields through to carrier-ready artifacts for Sun Life quoting, and Anthem BlueView aligns quote outputs to Anthem underwriting inputs for fewer handoffs.
Teams that rely on census normalization as the main quality gate
Employee Navigator and HealthConnect reduce manual formatting by reusing census inputs and keeping eligibility-driven quote request data consistent across plan iterations.
Common pitfalls when implementing Group Health Insurance Quoting Software
Most quoting failures show up as mismatches between configured eligibility rules and the assumptions embedded in carrier-ready outputs.
Missteps also appear when teams treat carrier connectivity as automatic instead of a workflow dependency that can limit end-to-end automation.
Running eligibility rules without governance discipline and then questioning quote discrepancies
Selerix and Benefitfocus both tie eligibility logic to outputs, so eligibility configuration requires disciplined governance to prevent eligibility drift across repeat groups.
Assuming carrier connectivity exists for every quote request step
Benefitfocus and PlanSource depend on carrier connectivity availability and active carrier relationship setup for some quoting workflows, which can break expectations for fully automated submission artifacts.
Feeding low-quality census data into repeatable quote workflows and expecting consistent output
Ease and HealthConnect can reduce manual stitching only when census inputs are standardized enough for template-driven outputs to remain correct across plan iterations.
Using a carrier-anchored tool for multi-carrier workflows that require broader reuse
Sun Life Group Quote is primarily Sun Life oriented and Anthem BlueView is anchored to Anthem underwriting alignment, so multi-carrier agencies often face limited reuse for other carrier submissions.
Underestimating complex eligibility, waiting period, or participation constraint modeling work
PlanSource can take time to model complex eligibility and waiting period rules, and some customization workflows in tools like Quotit can require provider-specific configuration depth.
How analysts built the shortlist for Group Health Insurance Quoting Software
Analysts gathered details by reading the original publication and copying each stated figure beside the passage that described it. Analysts then compared each copied figure with official documentation and the published changelog, and they consulted an independent review when one was cited.
Analysts kept the figure only when it matched those sources, and analysts included a published benchmark only when that benchmark was the cited source. Benefitfocus stood out because its quote-to-enrollment workflow kept census-derived inputs aligned from quote request through enrollment-ready outcomes, reducing rework between initial carrier quote requests and underwriting and enrollment follow-through.
Frequently Asked Questions About Group Health Insurance Quoting Software
How does Benefitfocus handle the quote-to-enrollment handoff versus Selerix?
Which tools keep census normalization and eligibility rules connected to the carrier-ready output set?
Where does Ease fall short if an agency needs governed configuration across repeated quote cycles?
What data model and schema discipline do these platforms need for employee census ingestion?
How do Quotit and Connecture differ in quote-request orchestration workflow steps?
How do these tools support admin controls and audit visibility for agency teams?
What breaks when census upload quality varies during a renewal cycle?
How does Sun Life Group Quote preserve eligibility fields like waiting periods into carrier-ready artifacts?
What integration surface should agencies evaluate if quote outputs must feed an enrollment platform?
Tools reviewed
Primary sources checked during evaluation.
Referenced in the comparison table and product reviews above.
Funding and competing interests
This study was co-funded by several of the vendors assessed in it. No single vendor funded it. Funders could propose the market studied.
They had no role in selecting vendors, setting or weighting criteria, analysing data or drawing conclusions, and they received the same factual-accuracy check as every other vendor assessed.
Market definition, inclusion rules and criteria weights were fixed by an editor before research began and did not change afterwards. Editorial process →
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