GITNUXREPORT 2026

B2B Payments Statistics

Global B2B payments are massive but rapidly modernizing with digital adoption accelerating everywhere.

Rajesh Patel

Team Lead & Senior Researcher with over 15 years of experience in market research and data analytics.

First published: Feb 13, 2026

Our Commitment to Accuracy

Rigorous fact-checking · Reputable sources · Regular updatesLearn more

Statistic 1

Global B2B digital payments surged to 45% market penetration in 2023 from 32% in 2020.

Statistic 2

67% of U.S. businesses now use electronic B2B payments, up from 52% in 2021.

Statistic 3

In Europe, 58% of SMEs adopted real-time B2B payments by end of 2023.

Statistic 4

74% of APAC large enterprises use virtual cards for B2B payments in 2023.

Statistic 5

U.S. B2B payment automation adoption reached 61% among mid-market firms in 2023.

Statistic 6

42% of global corporates now integrate APIs for B2B payments, double from 2020.

Statistic 7

In the UK, 55% of businesses shifted to digital B2B payments post-2022.

Statistic 8

Brazil saw 68% B2B adoption of Pix instant payments by Q4 2023.

Statistic 9

51% of U.S. manufacturers adopted ERP-integrated B2B payments in 2023.

Statistic 10

Global SMB B2B digital wallet adoption hit 39% in 2023.

Statistic 11

63% of European corporates use SEPA Instant for B2B by 2023.

Statistic 12

China's B2B Alipay/WeChat Pay adoption reached 82% among enterprises in 2023.

Statistic 13

47% of global B2B transactions now use ACH equivalents, up 15% since 2021.

Statistic 14

U.S. healthcare B2B payments digitized at 59% rate in 2023.

Statistic 15

36% of APAC SMEs adopted blockchain-based B2B payments in 2023.

Statistic 16

Canada B2B RTP adoption at 44% for businesses over $10M revenue in 2023.

Statistic 17

52% of global retailers use dynamic discounting in B2B payments.

Statistic 18

Middle East B2B mobile payment adoption surged to 41% in 2023.

Statistic 19

49% of U.S. construction firms adopted virtual card B2B payments in 2023.

Statistic 20

56% of mid-sized U.S. firms adopted virtual accounts for B2B in 2023.

Statistic 21

71% of large EU corporates use straight-through processing (STP) for B2B.

Statistic 22

Global B2B API integration adoption at 48% in 2023.

Statistic 23

65% of Australian businesses use BPAY for B2B payments.

Statistic 24

U.S. energy sector B2B digital adoption 54% in 2023.

Statistic 25

38% global adoption of continuous accounting in B2B.

Statistic 26

Singapore B2B PayNow adoption 62% among SMEs.

Statistic 27

44% of global manufacturers use IoT for B2B invoicing.

Statistic 28

U.K. construction B2B digital payments 49% adoption.

Statistic 29

57% of Latin American firms adopted instant payments for B2B.

Statistic 30

Global hospitality B2B payments digitized at 46%.

Statistic 31

50% of Canadian retailers use Interac for B2B.

Statistic 32

60% enterprise adoption of treasury management systems for B2B.

Statistic 33

Africa B2B mobile money adoption 33% in 2023.

Statistic 34

71% of businesses cite late payments as top B2B challenge, averaging 30 days delay.

Statistic 35

Manual processing costs firms 4.7% of B2B revenue annually.

Statistic 36

55% of global B2B payments face fraud risks, costing $50B yearly.

Statistic 37

Cross-border B2B payments take average 5.3 days, 34% error rate.

Statistic 38

62% of SMEs report high fees as barrier, averaging 2.1% per transaction.

Statistic 39

Invoice reconciliation errors affect 43% of B2B payments monthly.

Statistic 40

48% of U.S. firms face working capital shortages from slow B2B pays.

Statistic 41

Regulatory compliance burdens 39% of European B2B payment teams.

Statistic 42

67% cite lack of visibility into payment status as key pain point.

Statistic 43

APAC B2B payments suffer 28% failure rate due to legacy systems.

Statistic 44

53% of businesses experience disputes in 15% of B2B invoices.

Statistic 45

Currency volatility impacts 41% of cross-border B2B transactions.

Statistic 46

Talent shortage in B2B payments ops affects 36% of large firms.

Statistic 47

59% report scalability issues with current B2B payment rails.

Statistic 48

High abandonment rate of 22% for complex B2B payment portals.

Statistic 49

45% of SMBs face cybersecurity threats in B2B payments.

Statistic 50

Legacy integration costs average $1.2M per firm annually.

Statistic 51

51% of invoices paid beyond 60 days, hurting cash flow.

Statistic 52

64% of B2B firms report payment fraud attempts quarterly.

Statistic 53

Average B2B invoice processing cost $15 per transaction.

Statistic 54

39% cross-border B2B payments rejected due to compliance.

Statistic 55

Cash flow forecasting inaccurate for 52% due to B2B delays.

Statistic 56

46% SMEs lack access to B2B financing options.

Statistic 57

Duplicate payments error rate 1.2% in B2B globally.

Statistic 58

55% cite interoperability as B2B payment hurdle.

Statistic 59

High-value B2B payments 29% exposed to cyber risks.

Statistic 60

42% of APAC B2B payments delayed by documentation.

Statistic 61

Vendor onboarding takes average 45 days for B2B.

Statistic 62

37% report FX hedging complexities in B2B.

Statistic 63

Multi-currency reconciliation fails 26% of time.

Statistic 64

B2B payments AI-driven fraud detection to save $20B by 2027.

Statistic 65

Blockchain adoption in B2B to reach 15% by 2028 globally.

Statistic 66

RTP to process 25% of global B2B payments by 2027.

Statistic 67

Virtual cards market to grow to $8.5T volume by 2030.

Statistic 68

Embedded finance in B2B platforms to hit $230B by 2025.

Statistic 69

Tokenized payments to comprise 10% B2B by 2028.

Statistic 70

AI automation to reduce B2B processing time by 70% by 2026.

Statistic 71

Cross-border B2B settlement under 1 hour for 60% by 2027.

Statistic 72

Open banking to enable 40% programmable B2B payments by 2028.

Statistic 73

Digital wallets to dominate 35% SMB B2B by 2027.

Statistic 74

Supply chain digitization to unlock $9T B2B value by 2030.

Statistic 75

Quantum-safe encryption standard for B2B by 2028.

Statistic 76

ERP-embedded payments to reach 75% adoption by 2027.

Statistic 77

CBDCs to facilitate 12% cross-border B2B by 2030.

Statistic 78

Predictive analytics to cut B2B disputes by 50% by 2026.

Statistic 79

Global B2B payments to fully digitize at 92% by 2030.

Statistic 80

IoT-enabled micropayments for B2B to grow 300% by 2028.

Statistic 81

Sustainable finance tracking in 20% B2B payments by 2027.

Statistic 82

Multi-party wallets for B2B escrow at 18% adoption by 2028.

Statistic 83

Zero-knowledge proofs to secure 25% B2B data by 2030.

Statistic 84

B2B payments platforms to integrate AI for 80% automation by 2028.

Statistic 85

Decentralized finance (DeFi) protocols for B2B to grow to $50B TVL by 2027.

Statistic 86

Biometric verification standard for 30% B2B auth by 2030.

Statistic 87

Smart contracts to automate 22% B2B payments by 2027.

Statistic 88

Unified ledger systems for B2B treasury by 2029.

Statistic 89

Predictive cash management to optimize 65% B2B liquidity by 2026.

Statistic 90

Global B2B payments via stablecoins to $2T by 2028.

Statistic 91

Regtech to reduce B2B compliance costs 40% by 2027.

Statistic 92

Holographic invoicing trials for B2B in 5% markets by 2030.

Statistic 93

In 2023, the global B2B payments volume reached $125.7 trillion, representing 80% of all non-cash payment transactions worldwide.

Statistic 94

U.S. B2B payments market size stood at $25.3 trillion in 2022, accounting for 55% of total corporate payments.

Statistic 95

B2B payments in Europe grew by 4.2% year-over-year in 2023, totaling €45.6 trillion in transaction value.

Statistic 96

Asia-Pacific B2B payments market expanded to $38.4 trillion in 2023, driven by digital adoption in China and India.

Statistic 97

The U.S. accounts for 28% of the global B2B payments market share as of 2023.

Statistic 98

Global B2B payments CAGR from 2023-2028 is forecasted at 7.1%, reaching $193 trillion by 2028.

Statistic 99

In 2022, B2B payments constituted 82% of total enterprise payment volumes in North America.

Statistic 100

Latin America's B2B payments hit $8.2 trillion in 2023, with Brazil leading at 45% regional share.

Statistic 101

U.K. B2B payments volume increased 3.8% to £6.1 trillion in 2023.

Statistic 102

China's B2B payments market valued at $22.5 trillion in 2023, up 6.5% from prior year.

Statistic 103

Global B2B cross-border payments reached $18.9 trillion in 2023, 15% of total B2B volume.

Statistic 104

U.S. SMB B2B payments grew to $7.8 trillion in 2023, 31% of national total.

Statistic 105

Middle East B2B payments market size was $4.7 trillion in 2023, CAGR 8.2% projected to 2030.

Statistic 106

In 2023, invoice-based B2B payments totaled $90 trillion globally, 72% of market.

Statistic 107

Australia's B2B payments volume hit AUD 2.4 trillion in 2023, up 5.1% YoY.

Statistic 108

Africa B2B payments reached $2.1 trillion in 2023, led by South Africa at 35% share.

Statistic 109

Global B2B payments via cards hit $2.8 trillion in 2023, growing 12% annually.

Statistic 110

Canada B2B payments market was CAD 4.2 trillion in 2023, 4.9% growth.

Statistic 111

B2B payments in supply chain finance segment valued at $15.6 trillion globally in 2023.

Statistic 112

Germany's B2B payments totaled €12.3 trillion in 2023, 5.3% YoY increase.

Statistic 113

Global B2B payments market projected to grow at 6.8% CAGR to $190T by 2030.

Statistic 114

North America holds 35% share of B2B payments market in 2023.

Statistic 115

B2B payments in India valued at $4.1T in 2023, 9% YoY growth.

Statistic 116

France B2B payments volume €5.8T in 2023.

Statistic 117

Japan B2B payments at ¥150T equivalent in 2023.

Statistic 118

B2B payments fintech market to reach $45B by 2028.

Statistic 119

U.S. B2B payments average transaction size $48K in 2023.

Statistic 120

Global B2B payments via SaaS platforms $12T in 2023.

Statistic 121

Mexico B2B payments $1.9T, growing 7.2% YoY.

Statistic 122

B2B payments in wholesale trade segment $35T globally.

Statistic 123

ACH remains the dominant B2B payment method at 58% of U.S. volume in 2023.

Statistic 124

Globally, wire transfers account for 25% of B2B payments, down from 35% in 2019.

Statistic 125

Virtual cards represent 12% of global B2B payments value in 2023.

Statistic 126

In Europe, SEPA credit transfers comprise 67% of B2B payment methods.

Statistic 127

Credit cards used in 18% of APAC B2B transactions under $10K in 2023.

Statistic 128

Checks still hold 22% share in U.S. B2B payments despite digital shift.

Statistic 129

Real-time payments (RTP) make up 8% of global B2B methods in 2023.

Statistic 130

In Brazil, Pix accounts for 45% of B2B payments launched in 2023.

Statistic 131

Trade credit (net terms) used in 31% of global B2B supplier payments.

Statistic 132

U.K. Faster Payments adopted in 19% of B2B transactions in 2023.

Statistic 133

Blockchain-based payments emerging at 2% global B2B share in 2023.

Statistic 134

Mobile wallets capture 11% of SMB B2B payments in APAC.

Statistic 135

U.S. commercial cards (p-cards) at 15% of B2B spend volume.

Statistic 136

Open banking APIs used in 7% of European B2B payments.

Statistic 137

Cash on delivery persists at 14% in emerging market B2B.

Statistic 138

Dynamic discounting applied to 5% of invoice-based B2B payments globally.

Statistic 139

Supply chain finance platforms handle 4% of global B2B flows.

Statistic 140

RTP networks process 9% of U.S. B2B payments under $100K.

Statistic 141

Wire transfers dominant at 32% in high-value B2B globally.

Statistic 142

P-cards used in 22% of U.S. indirect B2B spend.

Statistic 143

In APAC, QR codes 16% of low-value B2B payments.

Statistic 144

Global B2B stablecoin usage at 1.5% but growing 50% YoY.

Statistic 145

SEPA Instant Credit Transfer 14% of EU urgent B2B.

Statistic 146

Netting used in 28% of inter-company B2B payments.

Statistic 147

U.S. RTP via FedNow/The Clearing House 6% B2B share Q4 2023.

Statistic 148

China cross-border RMB B2B payments 9% via CIPS.

Statistic 149

17% global B2B uses purchase order financing.

Statistic 150

U.K. CHAPS high-value B2B 11% of total payments.

Statistic 151

Digital checks (e-checks) 7% U.S. SMB B2B method.

Statistic 152

Escrow services 5% in high-risk B2B sectors.

Statistic 153

Prompt payment discounts incentivize 13% early B2B pays.

1/153

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With B2B payments commanding a staggering $125.7 trillion globally—a colossal 80% of all non-cash transactions—this vital business artery is not just humming but undergoing a profound digital revolution.

Key Takeaways

In 2023, the global B2B payments volume reached $125.7 trillion, representing 80% of all non-cash payment transactions worldwide.
U.S. B2B payments market size stood at $25.3 trillion in 2022, accounting for 55% of total corporate payments.
B2B payments in Europe grew by 4.2% year-over-year in 2023, totaling €45.6 trillion in transaction value.
Global B2B digital payments surged to 45% market penetration in 2023 from 32% in 2020.
67% of U.S. businesses now use electronic B2B payments, up from 52% in 2021.
In Europe, 58% of SMEs adopted real-time B2B payments by end of 2023.
ACH remains the dominant B2B payment method at 58% of U.S. volume in 2023.
Globally, wire transfers account for 25% of B2B payments, down from 35% in 2019.
Virtual cards represent 12% of global B2B payments value in 2023.
71% of businesses cite late payments as top B2B challenge, averaging 30 days delay.
Manual processing costs firms 4.7% of B2B revenue annually.
55% of global B2B payments face fraud risks, costing $50B yearly.
B2B payments AI-driven fraud detection to save $20B by 2027.
Blockchain adoption in B2B to reach 15% by 2028 globally.
RTP to process 25% of global B2B payments by 2027.

Global B2B payments are massive but rapidly modernizing with digital adoption accelerating everywhere.

Adoption Rates

Global B2B digital payments surged to 45% market penetration in 2023 from 32% in 2020.
67% of U.S. businesses now use electronic B2B payments, up from 52% in 2021.
In Europe, 58% of SMEs adopted real-time B2B payments by end of 2023.
74% of APAC large enterprises use virtual cards for B2B payments in 2023.
U.S. B2B payment automation adoption reached 61% among mid-market firms in 2023.
42% of global corporates now integrate APIs for B2B payments, double from 2020.
In the UK, 55% of businesses shifted to digital B2B payments post-2022.
Brazil saw 68% B2B adoption of Pix instant payments by Q4 2023.
51% of U.S. manufacturers adopted ERP-integrated B2B payments in 2023.
Global SMB B2B digital wallet adoption hit 39% in 2023.
63% of European corporates use SEPA Instant for B2B by 2023.
China's B2B Alipay/WeChat Pay adoption reached 82% among enterprises in 2023.
47% of global B2B transactions now use ACH equivalents, up 15% since 2021.
U.S. healthcare B2B payments digitized at 59% rate in 2023.
36% of APAC SMEs adopted blockchain-based B2B payments in 2023.
Canada B2B RTP adoption at 44% for businesses over $10M revenue in 2023.
52% of global retailers use dynamic discounting in B2B payments.
Middle East B2B mobile payment adoption surged to 41% in 2023.
49% of U.S. construction firms adopted virtual card B2B payments in 2023.
56% of mid-sized U.S. firms adopted virtual accounts for B2B in 2023.
71% of large EU corporates use straight-through processing (STP) for B2B.
Global B2B API integration adoption at 48% in 2023.
65% of Australian businesses use BPAY for B2B payments.
U.S. energy sector B2B digital adoption 54% in 2023.
38% global adoption of continuous accounting in B2B.
Singapore B2B PayNow adoption 62% among SMEs.
44% of global manufacturers use IoT for B2B invoicing.
U.K. construction B2B digital payments 49% adoption.
57% of Latin American firms adopted instant payments for B2B.
Global hospitality B2B payments digitized at 46%.
50% of Canadian retailers use Interac for B2B.
60% enterprise adoption of treasury management systems for B2B.
Africa B2B mobile money adoption 33% in 2023.

Adoption Rates Interpretation

The global B2B payments landscape is undergoing a digital blitzkrieg, where everyone from a Brazilian café paying suppliers via Pix to a Chinese factory using Alipay is finally realizing that waiting for a check is about as modern as a fax machine.

Challenges

71% of businesses cite late payments as top B2B challenge, averaging 30 days delay.
Manual processing costs firms 4.7% of B2B revenue annually.
55% of global B2B payments face fraud risks, costing $50B yearly.
Cross-border B2B payments take average 5.3 days, 34% error rate.
62% of SMEs report high fees as barrier, averaging 2.1% per transaction.
Invoice reconciliation errors affect 43% of B2B payments monthly.
48% of U.S. firms face working capital shortages from slow B2B pays.
Regulatory compliance burdens 39% of European B2B payment teams.
67% cite lack of visibility into payment status as key pain point.
APAC B2B payments suffer 28% failure rate due to legacy systems.
53% of businesses experience disputes in 15% of B2B invoices.
Currency volatility impacts 41% of cross-border B2B transactions.
Talent shortage in B2B payments ops affects 36% of large firms.
59% report scalability issues with current B2B payment rails.
High abandonment rate of 22% for complex B2B payment portals.
45% of SMBs face cybersecurity threats in B2B payments.
Legacy integration costs average $1.2M per firm annually.
51% of invoices paid beyond 60 days, hurting cash flow.
64% of B2B firms report payment fraud attempts quarterly.
Average B2B invoice processing cost $15 per transaction.
39% cross-border B2B payments rejected due to compliance.
Cash flow forecasting inaccurate for 52% due to B2B delays.
46% SMEs lack access to B2B financing options.
Duplicate payments error rate 1.2% in B2B globally.
55% cite interoperability as B2B payment hurdle.
High-value B2B payments 29% exposed to cyber risks.
42% of APAC B2B payments delayed by documentation.
Vendor onboarding takes average 45 days for B2B.
37% report FX hedging complexities in B2B.
Multi-currency reconciliation fails 26% of time.

Challenges Interpretation

It's a wonder the business world hasn't collectively ripped its hair out, given that paying each other is a slow, expensive, error-prone nightmare where every delay and fee is a self-inflicted wound to cash flow.

Innovations & Future

B2B payments AI-driven fraud detection to save $20B by 2027.
Blockchain adoption in B2B to reach 15% by 2028 globally.
RTP to process 25% of global B2B payments by 2027.
Virtual cards market to grow to $8.5T volume by 2030.
Embedded finance in B2B platforms to hit $230B by 2025.
Tokenized payments to comprise 10% B2B by 2028.
AI automation to reduce B2B processing time by 70% by 2026.
Cross-border B2B settlement under 1 hour for 60% by 2027.
Open banking to enable 40% programmable B2B payments by 2028.
Digital wallets to dominate 35% SMB B2B by 2027.
Supply chain digitization to unlock $9T B2B value by 2030.
Quantum-safe encryption standard for B2B by 2028.
ERP-embedded payments to reach 75% adoption by 2027.
CBDCs to facilitate 12% cross-border B2B by 2030.
Predictive analytics to cut B2B disputes by 50% by 2026.
Global B2B payments to fully digitize at 92% by 2030.
IoT-enabled micropayments for B2B to grow 300% by 2028.
Sustainable finance tracking in 20% B2B payments by 2027.
Multi-party wallets for B2B escrow at 18% adoption by 2028.
Zero-knowledge proofs to secure 25% B2B data by 2030.
B2B payments platforms to integrate AI for 80% automation by 2028.
Decentralized finance (DeFi) protocols for B2B to grow to $50B TVL by 2027.
Biometric verification standard for 30% B2B auth by 2030.
Smart contracts to automate 22% B2B payments by 2027.
Unified ledger systems for B2B treasury by 2029.
Predictive cash management to optimize 65% B2B liquidity by 2026.
Global B2B payments via stablecoins to $2T by 2028.
Regtech to reduce B2B compliance costs 40% by 2027.
Holographic invoicing trials for B2B in 5% markets by 2030.

Innovations & Future Interpretation

The future of B2B payments is looking like a sci-fi novel where AI accountants, blockchain ledgers, and digital wallets team up to save trillions, slash fraud, and finally make that cross-border invoice settle faster than you can brew a coffee.

Market Size & Growth

In 2023, the global B2B payments volume reached $125.7 trillion, representing 80% of all non-cash payment transactions worldwide.
U.S. B2B payments market size stood at $25.3 trillion in 2022, accounting for 55% of total corporate payments.
B2B payments in Europe grew by 4.2% year-over-year in 2023, totaling €45.6 trillion in transaction value.
Asia-Pacific B2B payments market expanded to $38.4 trillion in 2023, driven by digital adoption in China and India.
The U.S. accounts for 28% of the global B2B payments market share as of 2023.
Global B2B payments CAGR from 2023-2028 is forecasted at 7.1%, reaching $193 trillion by 2028.
In 2022, B2B payments constituted 82% of total enterprise payment volumes in North America.
Latin America's B2B payments hit $8.2 trillion in 2023, with Brazil leading at 45% regional share.
U.K. B2B payments volume increased 3.8% to £6.1 trillion in 2023.
China's B2B payments market valued at $22.5 trillion in 2023, up 6.5% from prior year.
Global B2B cross-border payments reached $18.9 trillion in 2023, 15% of total B2B volume.
U.S. SMB B2B payments grew to $7.8 trillion in 2023, 31% of national total.
Middle East B2B payments market size was $4.7 trillion in 2023, CAGR 8.2% projected to 2030.
In 2023, invoice-based B2B payments totaled $90 trillion globally, 72% of market.
Australia's B2B payments volume hit AUD 2.4 trillion in 2023, up 5.1% YoY.
Africa B2B payments reached $2.1 trillion in 2023, led by South Africa at 35% share.
Global B2B payments via cards hit $2.8 trillion in 2023, growing 12% annually.
Canada B2B payments market was CAD 4.2 trillion in 2023, 4.9% growth.
B2B payments in supply chain finance segment valued at $15.6 trillion globally in 2023.
Germany's B2B payments totaled €12.3 trillion in 2023, 5.3% YoY increase.
Global B2B payments market projected to grow at 6.8% CAGR to $190T by 2030.
North America holds 35% share of B2B payments market in 2023.
B2B payments in India valued at $4.1T in 2023, 9% YoY growth.
France B2B payments volume €5.8T in 2023.
Japan B2B payments at ¥150T equivalent in 2023.
B2B payments fintech market to reach $45B by 2028.
U.S. B2B payments average transaction size $48K in 2023.
Global B2B payments via SaaS platforms $12T in 2023.
Mexico B2B payments $1.9T, growing 7.2% YoY.
B2B payments in wholesale trade segment $35T globally.

Market Size & Growth Interpretation

While the global economy runs on the hum of small consumer swipes, its colossal beating heart is a $125.7 trillion B2B payments machine where every transaction is a serious business handshake—and that handshake is only getting more digital and expensive.

Payment Methods

ACH remains the dominant B2B payment method at 58% of U.S. volume in 2023.
Globally, wire transfers account for 25% of B2B payments, down from 35% in 2019.
Virtual cards represent 12% of global B2B payments value in 2023.
In Europe, SEPA credit transfers comprise 67% of B2B payment methods.
Credit cards used in 18% of APAC B2B transactions under $10K in 2023.
Checks still hold 22% share in U.S. B2B payments despite digital shift.
Real-time payments (RTP) make up 8% of global B2B methods in 2023.
In Brazil, Pix accounts for 45% of B2B payments launched in 2023.
Trade credit (net terms) used in 31% of global B2B supplier payments.
U.K. Faster Payments adopted in 19% of B2B transactions in 2023.
Blockchain-based payments emerging at 2% global B2B share in 2023.
Mobile wallets capture 11% of SMB B2B payments in APAC.
U.S. commercial cards (p-cards) at 15% of B2B spend volume.
Open banking APIs used in 7% of European B2B payments.
Cash on delivery persists at 14% in emerging market B2B.
Dynamic discounting applied to 5% of invoice-based B2B payments globally.
Supply chain finance platforms handle 4% of global B2B flows.
RTP networks process 9% of U.S. B2B payments under $100K.
Wire transfers dominant at 32% in high-value B2B globally.
P-cards used in 22% of U.S. indirect B2B spend.
In APAC, QR codes 16% of low-value B2B payments.
Global B2B stablecoin usage at 1.5% but growing 50% YoY.
SEPA Instant Credit Transfer 14% of EU urgent B2B.
Netting used in 28% of inter-company B2B payments.
U.S. RTP via FedNow/The Clearing House 6% B2B share Q4 2023.
China cross-border RMB B2B payments 9% via CIPS.
17% global B2B uses purchase order financing.
U.K. CHAPS high-value B2B 11% of total payments.
Digital checks (e-checks) 7% U.S. SMB B2B method.
Escrow services 5% in high-risk B2B sectors.
Prompt payment discounts incentivize 13% early B2B pays.

Payment Methods Interpretation

The global B2B payments landscape is a stubbornly eclectic dinner party where the reliable, slow-cooked ACH is still the main course, but the guests are increasingly sneaking bites of everything from zippy instant payments to futuristic blockchain canapés, all while a surprisingly persistent plate of checks keeps getting passed around.

Sources & References

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