GITNUX MARKETDATA REPORT 2024

Capital One Card Limit Statistics

The average credit limit for a Capital One card is typically around $5,000 to $10,000, with some cards having higher limits depending on the applicant's credit history and financial situation.

With sources from: statista.com, creditcardinsider.com, cnbc.com, creditcards.com and many more

Statistic 1

As of Q4 2020, Capital One had $107.84 billion in outstanding credit card loans.

Statistic 2

Capital One represents 8.57% of the U.S. credit card market share by purchase volume as of 2021.

Statistic 3

Capital One's credit card interest rates typically range from 15.49% - 25.49% variable APR.

Statistic 4

73% of Capital One credit card holders who requested a limit increase were approved according to a 2020 survey.

Statistic 5

85% of Capital One credit card users increased their credit limit by asking over the phone.

Statistic 6

Nearly 60% of Capital One card holders did not carry a balance from month to month in 2021.

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Capital One is the 3rd largest credit card issuer in the United States.

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Capital One had a 3.92% delinquency rate on credit card loans as of Q4 2020.

Statistic 9

Around 50% of Capital One credit card users have FICO scores above 660.

Statistic 10

Nearly 99% of Capital One cardholders recommend their cards to others.

Statistic 11

Capital One credit cards cater to a range of credit scores from bad (300-579) to excellent (800-850).

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The average Capital One cardholder has a $5,000 credit limit.

Statistic 13

Some Capital One cards, such as QuicksilverOne, have an annual fee of $39.

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In this post, we’ll explore a comprehensive overview of Capital One’s credit card statistics, providing a detailed look at key figures such as outstanding loan amounts, market share, interest rates, approval rates for limit increases, user behaviors, issuer ranking, delinquency rates, FICO scores, user satisfaction, credit limits, fees, and target credit score ranges. Let’s dive into the data behind Capital One’s credit card operations.

Statistic 1

"As of Q4 2020, Capital One had $107.84 billion in outstanding credit card loans."

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Statistic 2

"Capital One represents 8.57% of the U.S. credit card market share by purchase volume as of 2021."

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Statistic 3

"Capital One's credit card interest rates typically range from 15.49% - 25.49% variable APR."

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Statistic 4

"73% of Capital One credit card holders who requested a limit increase were approved according to a 2020 survey."

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Statistic 5

"85% of Capital One credit card users increased their credit limit by asking over the phone."

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Statistic 6

"Nearly 60% of Capital One card holders did not carry a balance from month to month in 2021."

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Statistic 7

"Capital One is the 3rd largest credit card issuer in the United States."

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Statistic 8

"Capital One had a 3.92% delinquency rate on credit card loans as of Q4 2020."

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Statistic 9

"Around 50% of Capital One credit card users have FICO scores above 660."

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Statistic 10

"Nearly 99% of Capital One cardholders recommend their cards to others."

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Statistic 11

"Capital One credit cards cater to a range of credit scores from bad (300-579) to excellent (800-850)."

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Statistic 12

"The average Capital One cardholder has a $5,000 credit limit."

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Statistic 13

"Some Capital One cards, such as QuicksilverOne, have an annual fee of $39."

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Interpretation

Capital One holds a significant position in the U.S. credit card market, with a substantial share of outstanding credit card loans and a high approval rate for limit increase requests. The company's diverse offerings cater to consumers across a wide range of credit scores, with a majority of cardholders showing responsible credit behavior by not carrying balances month-to-month. Despite a moderate delinquency rate on loans, Capital One's reputation among cardholders remains strong, as evidenced by the high recommendation rate. Overall, Capital One's statistics reflect a balance between risk management and customer satisfaction in the competitive credit card industry.

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