GITNUX MARKETDATA REPORT 2024

Statistics About The Average 401K Return Last 10 Years

The average 401K return over the last 10 years is around 7.2% per year.

Statistic 1

"Over a 10-year period, the average 401k balance has nearly doubled due to returns and contributions."

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Statistic 2

"401k plan fees have decreased on average by 0.10% over the last decade, contributing to slightly better net returns."

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Statistic 3

"Participants who consistently invested over the last 10 years enjoyed greater financial growth, with average returns about 1.5% higher."

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Statistic 4

"The average 401k spend ratio for investment management is about 0.45%."

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Statistic 5

"The highest yearly return in the last decade for 401k accounts was around 20% during strong bull markets."

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Statistic 6

"Around 70% of 401k participants use some form of automatic contribution increase feature."

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Statistic 7

"The average yearly contribution to a 401k has been increasing by about 2.6% annually over the last 10 years."

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Statistic 8

"The U.S. stock market (often reflected in the S&P 500 index) returned an annual average of about 13.6% over the past 10 years."

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Statistic 9

"Nearly 90% of 401k participants participate in employer match programs, enhancing their overall return."

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Statistic 10

"The median 401k return over the past 10 years is around 7%."

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Statistic 11

"Around 50% of 401k participants are invested in index funds, which have shown average returns of about 10% annually."

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Statistic 12

"The lowest annual return in the past 10 years for a 401k plan was negative 4% during market corrections."

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Statistic 13

"The average 401k return over the last 10 years is approximately 7% to 8% annually."

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Statistic 14

"The average contribution rate to a 401k plan has increased to 7.3% of income."

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Statistic 15

"On average, 401k plans with diversified portfolios have enjoyed annual returns of about 6.5% to 7% over the last 10 years."

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Statistic 16

"The average 401k return rate before retirement (ages 25-34) is often estimated at 6% to 6.5%."

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Statistic 17

"401k plans with target-date funds reported an average annual return of 5.9% over the past 10 years."

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Statistic 18

"People who maxed out their 401k contributions saw average 10-year returns close to 9%."

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Statistic 19

"The average 401k balance for participants who have been saving for 10 years is $305,000."

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Statistic 20

"Participants over 60 years old have seen average annual returns of around 6% over the past decade due to more conservative investments."

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